WallStSmart

Capri Holdings Ltd (CPRI)vsLowe's Companies Inc (LOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 2446% more annual revenue ($88.43B vs $3.47B). LOW leads profitability with a 7.5% profit margin vs 3.9%. CPRI appears more attractively valued with a PEG of 0.27. LOW earns a higher WallStSmart Score of 50/100 (D+).

CPRI

Hold

50

out of 100

Grade: D+

Growth: 2.0Profit: 5.0Value: 8.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.17

LOW

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 1.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPRIUndervalued (+47.4%)

Margin of Safety

+47.4%

Fair Value

$39.27

Current Price

$18.87

$20.40 discount

UndervaluedFair: $39.27Overvalued
LOWSignificantly Overvalued (-58.5%)

Margin of Safety

-58.5%

Fair Value

$140.20

Current Price

$210.74

$70.54 premium

UndervaluedFair: $140.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPRI3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2710/10

Growing faster than its price suggests

Return on EquityProfitability
177.5%10/10

Every $100 of equity generates 178 in profit

Altman Z-ScoreHealth
3.1710/10

Safe zone — low bankruptcy risk

LOW3 strengths · Avg: 9.0/10
Debt/EquityHealth
-4.5910/10

Conservative balance sheet, low leverage

Market CapQuality
$123.46B9/10

Large-cap with strong market position

Free Cash FlowQuality
$2.83B8/10

Generating 2.8B in free cash flow

Areas to Watch

CPRI4 concerns · Avg: 2.8/10
P/E RatioValuation
32.8x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Price/BookValuation
27.0x2/10

Trading at 27.0x book value

Revenue GrowthGrowth
-3.7%2/10

Revenue declined 3.7%

LOW4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CPRI

The strongest argument for CPRI centers on PEG Ratio, Return on Equity, Altman Z-Score. PEG of 0.27 suggests the stock is reasonably priced for its growth.

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, Free Cash Flow. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : CPRI

The primary concerns for CPRI are P/E Ratio, Profit Margin, Price/Book. Debt-to-equity of 17.75 is elevated, increasing financial risk. Thin 3.9% margins leave little buffer for downturns.

Bear Case : LOW

The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.

Key Dynamics to Monitor

CPRI carries more volatility with a beta of 1.40 — expect wider price swings.

LOW is growing revenue faster at 10.3% — sustainability is the question.

LOW generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor LUXURY GOODS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CPRI scores higher overall (50/100 vs 50/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Capri Holdings Ltd

CONSUMER CYCLICAL · LUXURY GOODS · USA

Capri Holdings Limited designs, markets, distributes and retails branded men's and women's clothing, footwear and accessories in the United States, Canada, Latin America, Europe, the Middle East, Africa and Asia. The company is headquartered in London, the United Kingdom.

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Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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