WallStSmart

Chesapeake Utilities Corporation (CPK)vsNewJersey Resources Corporation (NJR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NewJersey Resources Corporation generates 131% more annual revenue ($2.15B vs $930.00M). NJR leads profitability with a 15.2% profit margin vs 15.1%. NJR appears more attractively valued with a PEG of 2.10. CPK earns a higher WallStSmart Score of 69/100 (B-).

CPK

Strong Buy

69

out of 100

Grade: B-

Growth: 8.0Profit: 7.5Value: 10.0Quality: 4.3
Piotroski: 4/9Altman Z: 1.03

NJR

Buy

53

out of 100

Grade: C-

Growth: 4.0Profit: 5.5Value: 7.3Quality: 4.3
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPKUndervalued (+46.3%)

Margin of Safety

+46.3%

Fair Value

$242.55

Current Price

$123.44

$119.11 discount

UndervaluedFair: $242.55Overvalued
NJRSignificantly Overvalued (-140.7%)

Margin of Safety

-140.7%

Fair Value

$21.96

Current Price

$54.12

$32.16 premium

UndervaluedFair: $21.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPK4 strengths · Avg: 8.0/10
Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.5%8/10

Strong operational efficiency at 28.5%

Revenue GrowthGrowth
20.4%8/10

Revenue surging 20.4% year-over-year

EPS GrowthGrowth
21.1%8/10

Earnings expanding 21.1% YoY

NJR3 strengths · Avg: 8.0/10
P/E RatioValuation
16.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.0%8/10

Revenue surging 23.0% year-over-year

Areas to Watch

CPK3 concerns · Avg: 2.7/10
PEG RatioValuation
2.244/10

Expensive relative to growth rate

Free Cash FlowQuality
$-178.50M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.032/10

Distress zone — elevated risk

NJR4 concerns · Avg: 2.5/10
PEG RatioValuation
2.104/10

Expensive relative to growth rate

EPS GrowthGrowth
-88.4%2/10

Earnings declined 88.4%

Free Cash FlowQuality
$-139.67M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CPK

The strongest argument for CPK centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 15.1% and operating margin at 28.5%. Revenue growth of 20.4% demonstrates continued momentum.

Bull Case : NJR

The strongest argument for NJR centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 15.2% and operating margin at -7.5%. Revenue growth of 23.0% demonstrates continued momentum.

Bear Case : CPK

The primary concerns for CPK are PEG Ratio, Free Cash Flow, Altman Z-Score.

Bear Case : NJR

The primary concerns for NJR are PEG Ratio, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

CPK carries more volatility with a beta of 0.76 — expect wider price swings.

NJR is growing revenue faster at 23.0% — sustainability is the question.

NJR generates stronger free cash flow (-140M), providing more financial flexibility.

Monitor UTILITIES - REGULATED GAS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CPK scores higher overall (69/100 vs 53/100), backed by strong 15.1% margins and 20.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Chesapeake Utilities Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

Chesapeake Utilities Corporation is a power supply company. The company is headquartered in Dover, Delaware.

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NewJersey Resources Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

New Jersey Resources Corporation, an energy services portfolio company, provides regulated gas distribution and retail and wholesale energy services. The company is headquartered in Wall, New Jersey.

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