WallStSmart

51Talk Online Education Group (COE)vsWalmart Inc. (WMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Walmart Inc. generates 758579% more annual revenue ($725.30B vs $95.60M). WMT leads profitability with a 3.1% profit margin vs -17.6%. WMT earns a higher WallStSmart Score of 49/100 (D+).

COE

Hold

43

out of 100

Grade: D

Growth: 10.0Profit: 2.0Value: 5.3Quality: 5.3
Piotroski: 2/9

WMT

Hold

49

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 3.7Quality: 6.0
Piotroski: 4/9Altman Z: 3.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

COEUndervalued (+9.4%)

Margin of Safety

+9.4%

Fair Value

$30.46

Current Price

$22.50

$7.96 discount

UndervaluedFair: $30.46Overvalued

Intrinsic value data unavailable for WMT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

COE3 strengths · Avg: 10.0/10
Revenue GrowthGrowth
88.6%10/10

Revenue surging 88.6% year-over-year

EPS GrowthGrowth
116.0%10/10

Earnings expanding 116.0% YoY

Debt/EquityHealth
-0.0910/10

Conservative balance sheet, low leverage

WMT3 strengths · Avg: 9.7/10
Market CapQuality
$899.74B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.6610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.4%9/10

Every $100 of equity generates 24 in profit

Areas to Watch

COE4 concerns · Avg: 2.3/10
Market CapQuality
$135.16M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-162.9%2/10

ROE of -162.9% — below average capital efficiency

Profit MarginProfitability
-17.6%1/10

Currently unprofitable

WMT4 concerns · Avg: 3.5/10
P/E RatioValuation
39.8x4/10

Premium valuation, high expectations priced in

Price/BookValuation
9.5x4/10

Trading at 9.5x book value

Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
4.2%3/10

Operating margin of 4.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : COE

The strongest argument for COE centers on Revenue Growth, EPS Growth, Debt/Equity. Revenue growth of 88.6% demonstrates continued momentum.

Bull Case : WMT

The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.

Bear Case : COE

The primary concerns for COE are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : WMT

The primary concerns for WMT are P/E Ratio, Price/Book, Profit Margin. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

COE profiles as a hypergrowth stock while WMT is a value play — different risk/reward profiles.

COE carries more volatility with a beta of 0.68 — expect wider price swings.

COE is growing revenue faster at 88.6% — sustainability is the question.

COE generates stronger free cash flow (10M), providing more financial flexibility.

Bottom Line

WMT scores higher overall (49/100 vs 43/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

51Talk Online Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

China Online Education Group, offers online English education services to students in the People's Republic of China and the Philippines. The company is headquartered in Beijing, the People's Republic of China.

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Walmart Inc.

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.

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