WallStSmart

51Talk Online Education Group (COE)vsGrand Canyon Education Inc (LOPE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grand Canyon Education Inc generates 937% more annual revenue ($1.13B vs $108.54M). LOPE leads profitability with a 19.5% profit margin vs -16.1%. LOPE earns a higher WallStSmart Score of 71/100 (B).

COE

Hold

45

out of 100

Grade: D+

Growth: 10.0Profit: 2.0Value: 6.0Quality: 4.5
Piotroski: 2/9Altman Z: -7.81

LOPE

Strong Buy

71

out of 100

Grade: B

Growth: 6.0Profit: 9.5Value: 6.0Quality: 8.5
Piotroski: 4/9Altman Z: 8.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

COEUndervalued (+19.4%)

Margin of Safety

+19.4%

Fair Value

$34.23

Current Price

$16.93

$17.30 discount

UndervaluedFair: $34.23Overvalued
LOPESignificantly Overvalued (-54.7%)

Margin of Safety

-54.7%

Fair Value

$103.59

Current Price

$159.31

$55.72 premium

UndervaluedFair: $103.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

COE3 strengths · Avg: 10.0/10
Revenue GrowthGrowth
70.9%10/10

Revenue surging 70.9% year-over-year

EPS GrowthGrowth
116.0%10/10

Earnings expanding 116.0% YoY

Debt/EquityHealth
-0.0910/10

Conservative balance sheet, low leverage

LOPE6 strengths · Avg: 9.2/10
Return on EquityProfitability
31.6%10/10

Every $100 of equity generates 32 in profit

Operating MarginProfitability
30.9%10/10

Strong operational efficiency at 30.9%

Altman Z-ScoreHealth
8.0110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.159/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.928/10

Growing faster than its price suggests

P/E RatioValuation
17.6x8/10

Attractively priced relative to earnings

Areas to Watch

COE4 concerns · Avg: 2.5/10
Market CapQuality
$93.71M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-162.9%2/10

ROE of -162.9% — below average capital efficiency

Altman Z-ScoreHealth
-7.812/10

Distress zone — elevated risk

LOPE0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : COE

The strongest argument for COE centers on Revenue Growth, EPS Growth, Debt/Equity. Revenue growth of 70.9% demonstrates continued momentum.

Bull Case : LOPE

The strongest argument for LOPE centers on Return on Equity, Operating Margin, Altman Z-Score. Profitability is solid with margins at 19.5% and operating margin at 30.9%. PEG of 0.92 suggests the stock is reasonably priced for its growth.

Bear Case : COE

The primary concerns for COE are Market Cap, Piotroski F-Score, Return on Equity.

Bear Case : LOPE

No major red flags identified for LOPE, but monitor valuation.

Key Dynamics to Monitor

COE profiles as a hypergrowth stock while LOPE is a mature play — different risk/reward profiles.

COE carries more volatility with a beta of 0.75 — expect wider price swings.

COE is growing revenue faster at 70.9% — sustainability is the question.

LOPE generates stronger free cash flow (80M), providing more financial flexibility.

Bottom Line

LOPE scores higher overall (71/100 vs 45/100), backed by strong 19.5% margins. COE offers better value entry with a 19.4% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

51Talk Online Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

China Online Education Group, offers online English education services to students in the People's Republic of China and the Philippines. The company is headquartered in Beijing, the People's Republic of China.

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Grand Canyon Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Grand Canyon Education, Inc. provides educational services to colleges and universities in the United States. The company is headquartered in Phoenix, Arizona.

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