WallStSmart

CNH Industrial N.V. (CNH)vsXometry Inc (XMTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 2535% more annual revenue ($18.09B vs $686.63M). CNH leads profitability with a 2.8% profit margin vs -9.0%. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

XMTR

Avoid

33

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 5.0Quality: 5.3
Piotroski: 3/9Altman Z: 0.94
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for XMTR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

XMTR1 strengths · Avg: 8.0/10
Revenue GrowthGrowth
29.5%8/10

Revenue surging 29.5% year-over-year

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

XMTR4 concerns · Avg: 3.3/10
Price/BookValuation
9.5x4/10

Trading at 9.5x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-20.8%2/10

ROE of -20.8% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : XMTR

The strongest argument for XMTR centers on Revenue Growth. Revenue growth of 29.5% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : XMTR

The primary concerns for XMTR are Price/Book, EPS Growth, Piotroski F-Score.

Key Dynamics to Monitor

CNH profiles as a value stock while XMTR is a growth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

XMTR is growing revenue faster at 29.5% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (57/100 vs 33/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Xometry Inc

INDUSTRIALS · INDUSTRIAL DISTRIBUTION · USA

Xometry, Inc. operates an artificial intelligence (AI) -enabled marketplace that enables buyers to source manufactured parts and assemblies. The company is headquartered in Derwood, Maryland.

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