WallStSmart

CNH Industrial N.V. (CNH)vsWorthington Industries Inc (WOR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 1263% more annual revenue ($18.09B vs $1.33B). WOR leads profitability with a 8.4% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.59. WOR earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.59

WOR

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 5.5Value: 3.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.35

Current Price

$10.48

$12.87 discount

UndervaluedFair: $23.35Overvalued

Intrinsic value data unavailable for WOR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.598/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

WOR2 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
24.4%8/10

Revenue surging 24.4% year-over-year

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
32.8x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

WOR2 concerns · Avg: 3.0/10
PEG RatioValuation
1.974/10

Expensive relative to growth rate

P/E RatioValuation
164.8x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bull Case : WOR

The strongest argument for WOR centers on Price/Book, Revenue Growth. Revenue growth of 24.4% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Bear Case : WOR

The primary concerns for WOR are PEG Ratio, P/E Ratio. A P/E of 164.8x leaves little room for execution misses.

Key Dynamics to Monitor

CNH profiles as a value stock while WOR is a growth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

WOR is growing revenue faster at 24.4% — sustainability is the question.

WOR generates stronger free cash flow (36M), providing more financial flexibility.

Bottom Line

WOR scores higher overall (57/100 vs 51/100) and 24.4% revenue growth. CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Worthington Industries Inc

INDUSTRIALS · METAL FABRICATION · USA

Worthington Industries, Inc., a metal fabrication company, focuses on processing value-added steel and metal products manufactured in the United States, Austria, Canada, Mexico, Poland, and Portugal. The company is headquartered in Columbus, Ohio.

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