WallStSmart

CNH Industrial N.V. (CNH)vsWabash National Corporation (WNC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 1073% more annual revenue ($18.09B vs $1.54B). WNC leads profitability with a 13.7% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.59. WNC earns a higher WallStSmart Score of 72/100 (B).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

WNC

Strong Buy

72

out of 100

Grade: B

Growth: 3.3Profit: 7.0Value: 10.0Quality: 6.5
Piotroski: 3/9Altman Z: 2.93
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHSignificantly Overvalued (-358.8%)

Margin of Safety

-358.8%

Fair Value

$2.79

Current Price

$11.16

$8.37 premium

UndervaluedFair: $2.79Overvalued
WNCUndervalued (+94.9%)

Margin of Safety

+94.9%

Fair Value

$237.28

Current Price

$9.20

$228.08 discount

UndervaluedFair: $237.28Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.598/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

WNC4 strengths · Avg: 9.5/10
P/E RatioValuation
1.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Return on EquityProfitability
75.8%10/10

Every $100 of equity generates 76 in profit

PEG RatioValuation
0.738/10

Growing faster than its price suggests

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
26.2x4/10

Moderate valuation

Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

WNC4 concerns · Avg: 2.8/10
Market CapQuality
$358.98M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.213/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-22.9%2/10

Revenue declined 22.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bull Case : WNC

The strongest argument for WNC centers on P/E Ratio, Price/Book, Return on Equity. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.8% margins leave little buffer for downturns.

Bear Case : WNC

The primary concerns for WNC are Market Cap, Debt/Equity, Piotroski F-Score.

Key Dynamics to Monitor

CNH profiles as a value stock while WNC is a declining play — different risk/reward profiles.

WNC carries more volatility with a beta of 1.64 — expect wider price swings.

CNH is growing revenue faster at 5.8% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

WNC scores higher overall (72/100 vs 57/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Wabash National Corporation

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

Wabash National Corporation designs, manufactures, and distributes engineered solutions for the transportation, logistics, and distribution industries primarily in the United States. The company is headquartered in Lafayette, Indiana.

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