WallStSmart

CNH Industrial N.V. (CNH)vsUL Solutions Inc. (ULS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 478% more annual revenue ($18.19B vs $3.15B). ULS leads profitability with a 16.1% profit margin vs 1.7%. CNH appears more attractively valued with a PEG of 0.38. ULS earns a higher WallStSmart Score of 66/100 (B-).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

ULS

Strong Buy

66

out of 100

Grade: B-

Growth: 7.3Profit: 8.5Value: 4.3Quality: 6.5
Piotroski: 5/9Altman Z: 2.41

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

ULS2 strengths · Avg: 10.0/10
Return on EquityProfitability
31.6%10/10

Every $100 of equity generates 32 in profit

EPS GrowthGrowth
168.9%10/10

Earnings expanding 168.9% YoY

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

ULS3 concerns · Avg: 4.0/10
PEG RatioValuation
1.524/10

Expensive relative to growth rate

P/E RatioValuation
30.1x4/10

Premium valuation, high expectations priced in

Price/BookValuation
9.0x4/10

Trading at 9.0x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : ULS

The strongest argument for ULS centers on Return on Equity, EPS Growth. Profitability is solid with margins at 16.1% and operating margin at 18.4%.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : ULS

The primary concerns for ULS are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

CNH profiles as a value stock while ULS is a mature play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.24 — expect wider price swings.

ULS is growing revenue faster at 5.2% — sustainability is the question.

ULS generates stronger free cash flow (91M), providing more financial flexibility.

Bottom Line

ULS scores higher overall (66/100 vs 49/100), backed by strong 16.1% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

UL Solutions Inc.

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

UL Solutions Inc. provides safety science services globally. The company is headquartered in Northbrook, Illinois with additional offices in North America, Asia Pacific, Africa, Europe, Latin America, and Middle East.

Want to dig deeper into these stocks?