WallStSmart

CNH Industrial N.V. (CNH)vsTetra Tech Inc (TTEK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 306% more annual revenue ($18.09B vs $4.46B). TTEK leads profitability with a 7.9% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. TTEK earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

TTEK

Buy

57

out of 100

Grade: C

Growth: 7.3Profit: 6.5Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 2.69
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.71

$12.65 discount

UndervaluedFair: $23.36Overvalued
TTEKUndervalued (+17.4%)

Margin of Safety

+17.4%

Fair Value

$48.93

Current Price

$32.32

$16.61 discount

UndervaluedFair: $48.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

TTEK1 strengths · Avg: 10.0/10
EPS GrowthGrowth
14461.0%10/10

Earnings expanding 14461.0% YoY

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

TTEK3 concerns · Avg: 3.0/10
PEG RatioValuation
2.104/10

Expensive relative to growth rate

Profit MarginProfitability
7.9%3/10

7.9% margin — thin

Revenue GrowthGrowth
-13.4%2/10

Revenue declined 13.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : TTEK

The strongest argument for TTEK centers on EPS Growth.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : TTEK

The primary concerns for TTEK are PEG Ratio, Profit Margin, Revenue Growth.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

CNH is growing revenue faster at 5.8% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (57/100 vs 57/100). TTEK offers better value entry with a 17.4% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Tetra Tech Inc

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Tetra Tech, Inc. provides consulting and engineering services worldwide. The company is headquartered in Pasadena, California.

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