WallStSmart

CNH Industrial N.V. (CNH)vsTejon Ranch Co (TRC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 35457% more annual revenue ($18.09B vs $50.88M). TRC leads profitability with a 3.3% profit margin vs 2.1%. CNH trades at a lower P/E of 33.6x. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

TRC

Avoid

33

out of 100

Grade: F

Growth: 4.0Profit: 3.0Value: 5.7Quality: 8.0
Piotroski: 4/9Altman Z: 2.45
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

TRCUndervalued (+46.1%)

Margin of Safety

+46.1%

Fair Value

$30.85

Current Price

$18.88

$11.97 discount

UndervaluedFair: $30.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

TRC3 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
15.8%8/10

15.8% revenue growth

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

TRC4 concerns · Avg: 2.8/10
Market CapQuality
$517.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.4%3/10

ROE of 0.4% — below average capital efficiency

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

P/E RatioValuation
319.5x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : TRC

The strongest argument for TRC centers on Price/Book, Debt/Equity, Revenue Growth. Revenue growth of 15.8% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : TRC

The primary concerns for TRC are Market Cap, Return on Equity, Profit Margin. A P/E of 319.5x leaves little room for execution misses. Thin 3.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

CNH profiles as a value stock while TRC is a growth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

TRC is growing revenue faster at 15.8% — sustainability is the question.

TRC generates stronger free cash flow (-663,000), providing more financial flexibility.

Bottom Line

CNH scores higher overall (51/100 vs 33/100). TRC offers better value entry with a 46.1% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Tejon Ranch Co

INDUSTRIALS · CONGLOMERATES · USA

Tejon Ranch Co. is a diversified agribusiness and real estate development company. The company is headquartered in Lebec, California.

Want to dig deeper into these stocks?