CNH Industrial N.V. (CNH)vsTriNet Group Inc (TNET)
CNH
CNH Industrial N.V.
$10.75
-0.92%
INDUSTRIALS · Cap: $13.32B
TNET
TriNet Group Inc
$46.64
+0.80%
INDUSTRIALS · Cap: $2.18B
Smart Verdict
WallStSmart Research — data-driven comparison
CNH Industrial N.V. generates 271% more annual revenue ($18.09B vs $4.88B). TNET leads profitability with a 3.3% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. TNET earns a higher WallStSmart Score of 52/100 (C-).
CNH
Buy51
out of 100
Grade: C-
TNET
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for CNH.
Margin of Safety
+16.3%
Fair Value
$54.09
Current Price
$46.64
$7.45 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Every $100 of equity generates 192 in profit
Attractively priced relative to earnings
Areas to Watch
Premium valuation, high expectations priced in
Grey zone — moderate risk
ROE of 5.0% — below average capital efficiency
2.1% margin — thin
3.3% margin — thin
Expensive relative to growth rate
Trading at 25.9x book value
Revenue declined 4.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : CNH
The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.
Bull Case : TNET
The strongest argument for TNET centers on Return on Equity, P/E Ratio.
Bear Case : CNH
The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.
Bear Case : TNET
The primary concerns for TNET are Profit Margin, PEG Ratio, Price/Book. Debt-to-equity of 11.40 is elevated, increasing financial risk. Thin 3.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
CNH carries more volatility with a beta of 1.23 — expect wider price swings.
CNH is growing revenue faster at -0.1% — sustainability is the question.
TNET generates stronger free cash flow (143M), providing more financial flexibility.
Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TNET scores higher overall (52/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CNH Industrial N.V.
INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA
CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.
TriNet Group Inc
INDUSTRIALS · STAFFING & EMPLOYMENT SERVICES · USA
TriNet Group, Inc. provides Human Resources (HR) solutions for small and medium-sized businesses in the United States. The company is headquartered in Dublin, California.
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