WallStSmart

CNH Industrial N.V. (CNH)vsTen-League International Holdings Limited Ordinary Shares (TLIH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 27653% more annual revenue ($18.09B vs $65.20M). TLIH leads profitability with a 5.5% profit margin vs 2.8%. TLIH trades at a lower P/E of 2.5x. TLIH earns a higher WallStSmart Score of 60/100 (C+).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

TLIH

Buy

60

out of 100

Grade: C+

Growth: 7.3Profit: 6.5Value: 6.7Quality: 2.5
Piotroski: 2/9Altman Z: 0.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.48

$12.88 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for TLIH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

TLIH4 strengths · Avg: 9.5/10
P/E RatioValuation
2.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
53.3%10/10

Every $100 of equity generates 53 in profit

EPS GrowthGrowth
268.9%10/10

Earnings expanding 268.9% YoY

Revenue GrowthGrowth
21.6%8/10

Revenue surging 21.6% year-over-year

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

TLIH4 concerns · Avg: 3.3/10
Price/BookValuation
15.3x4/10

Trading at 15.3x book value

Market CapQuality
$7.35M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.5%3/10

5.5% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : TLIH

The strongest argument for TLIH centers on P/E Ratio, Return on Equity, EPS Growth. Revenue growth of 21.6% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : TLIH

The primary concerns for TLIH are Price/Book, Market Cap, Profit Margin. Debt-to-equity of 6.05 is elevated, increasing financial risk.

Key Dynamics to Monitor

CNH profiles as a value stock while TLIH is a growth play — different risk/reward profiles.

TLIH is growing revenue faster at 21.6% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TLIH scores higher overall (60/100 vs 57/100) and 21.6% revenue growth. CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Ten-League International Holdings Limited Ordinary Shares

INDUSTRIALS · INDUSTRIAL DISTRIBUTION · USA

Ten-League International Holdings Limited, engages in the sale and rental of new and used heavy equipment and parts in Singapore and internationally. The company is headquartered in Singapore.

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