WallStSmart

CNH Industrial N.V. (CNH)vsThermon Group Holdings Inc (THR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 3366% more annual revenue ($18.09B vs $522.01M). THR leads profitability with a 11.3% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.58. THR earns a higher WallStSmart Score of 56/100 (C).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.59

THR

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 6.5Value: 4.7Quality: 8.5
Piotroski: 6/9Altman Z: 3.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.96

$12.40 discount

UndervaluedFair: $23.36Overvalued
THRSignificantly Overvalued (-45.2%)

Margin of Safety

-45.2%

Fair Value

$36.27

Current Price

$65.66

$29.39 premium

UndervaluedFair: $36.27Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.588/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

THR2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.0410/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.988/10

Growing faster than its price suggests

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.9x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

THR2 concerns · Avg: 4.0/10
P/E RatioValuation
36.9x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
1.9%4/10

1.9% earnings growth

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bull Case : THR

The strongest argument for THR centers on Altman Z-Score, PEG Ratio. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Bear Case : THR

The primary concerns for THR are P/E Ratio, EPS Growth.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.25 — expect wider price swings.

THR is growing revenue faster at 9.6% — sustainability is the question.

THR generates stronger free cash flow (13M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

THR scores higher overall (56/100 vs 51/100). CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Thermon Group Holdings Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Thermon Group Holdings, Inc. provides industrial process heating solutions designed for process industries globally. The company is headquartered in Austin, Texas.

Visit Website →

Want to dig deeper into these stocks?