WallStSmart

CNH Industrial N.V. (CNH)vsTerex Corporation (TEX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 205% more annual revenue ($18.09B vs $5.93B). CNH leads profitability with a 2.1% profit margin vs 1.9%. CNH appears more attractively valued with a PEG of 0.59. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.59

TEX

Hold

45

out of 100

Grade: D+

Growth: 6.0Profit: 3.5Value: 4.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.35

Current Price

$10.32

$13.03 discount

UndervaluedFair: $23.35Overvalued
TEXSignificantly Overvalued (-33.1%)

Margin of Safety

-33.1%

Fair Value

$51.88

Current Price

$60.95

$9.07 premium

UndervaluedFair: $51.88Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.598/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

TEX2 strengths · Avg: 9.0/10
Revenue GrowthGrowth
41.1%10/10

Revenue surging 41.1% year-over-year

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
32.8x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

TEX4 concerns · Avg: 3.0/10
PEG RatioValuation
1.684/10

Expensive relative to growth rate

Return on EquityProfitability
3.2%3/10

ROE of 3.2% — below average capital efficiency

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

EPS GrowthGrowth
-25.2%2/10

Earnings declined 25.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bull Case : TEX

The strongest argument for TEX centers on Revenue Growth, Price/Book. Revenue growth of 41.1% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Bear Case : TEX

The primary concerns for TEX are PEG Ratio, Return on Equity, Profit Margin. Thin 1.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

CNH profiles as a value stock while TEX is a hypergrowth play — different risk/reward profiles.

TEX carries more volatility with a beta of 1.64 — expect wider price swings.

TEX is growing revenue faster at 41.1% — sustainability is the question.

TEX generates stronger free cash flow (-57M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (51/100 vs 45/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Terex Corporation

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

Terex Corporation manufactures and sells aerial work platforms and materials processing machinery worldwide. The company is headquartered in Norwalk, Connecticut.

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