WallStSmart

CNH Industrial N.V. (CNH)vsTaylor Devices Inc (TAYD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 43562% more annual revenue ($18.19B vs $41.65M). TAYD leads profitability with a 20.6% profit margin vs 1.7%. TAYD trades at a lower P/E of 23.7x. CNH earns a higher WallStSmart Score of 49/100 (D+).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

TAYD

Hold

38

out of 100

Grade: F

Growth: 2.7Profit: 7.0Value: 5.3Quality: 7.3
Piotroski: 3/9Altman Z: 11.91

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

TAYD3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
11.9110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.6%9/10

Keeps 21 of every $100 in revenue as profit

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

TAYD4 concerns · Avg: 2.5/10
Market CapQuality
$200.53M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-42.5%2/10

Revenue declined 42.5%

EPS GrowthGrowth
-47.5%2/10

Earnings declined 47.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : TAYD

The strongest argument for TAYD centers on Altman Z-Score, Profit Margin, Price/Book. Profitability is solid with margins at 20.6% and operating margin at 6.2%.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : TAYD

The primary concerns for TAYD are Market Cap, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

CNH profiles as a value stock while TAYD is a declining play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.24 — expect wider price swings.

CNH is growing revenue faster at 2.0% — sustainability is the question.

TAYD generates stronger free cash flow (-233,280), providing more financial flexibility.

Bottom Line

CNH scores higher overall (49/100 vs 38/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Taylor Devices Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Taylor Devices, Inc. designs, develops, manufactures, and markets shock absorption, speed control, and energy storage devices for use in machinery, equipment, and structures in North America, Asia, and internationally. The company is headquartered in North Tonawanda, New York.

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