WallStSmart

CNH Industrial N.V. (CNH)vsTaylor Devices Inc (TAYD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 37398% more annual revenue ($18.09B vs $48.26M). TAYD leads profitability with a 21.5% profit margin vs 2.8%. TAYD trades at a lower P/E of 17.9x. TAYD earns a higher WallStSmart Score of 59/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

TAYD

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 8.0Value: 6.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for TAYD.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

TAYD5 strengths · Avg: 8.2/10
Profit MarginProfitability
21.5%9/10

Keeps 22 of every $100 in revenue as profit

P/E RatioValuation
17.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
20.7%8/10

Strong operational efficiency at 20.7%

EPS GrowthGrowth
23.5%8/10

Earnings expanding 23.5% YoY

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

TAYD1 concerns · Avg: 3.0/10
Market CapQuality
$181.59M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : TAYD

The strongest argument for TAYD centers on Profit Margin, P/E Ratio, Price/Book. Profitability is solid with margins at 21.5% and operating margin at 20.7%.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : TAYD

The primary concerns for TAYD are Market Cap.

Key Dynamics to Monitor

CNH profiles as a value stock while TAYD is a mature play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

TAYD is growing revenue faster at 5.8% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

TAYD scores higher overall (59/100 vs 57/100), backed by strong 21.5% margins. CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Taylor Devices Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Taylor Devices, Inc. designs, develops, manufactures, and markets shock absorption, speed control, and energy storage devices for use in machinery, equipment, and structures in North America, Asia, and internationally. The company is headquartered in North Tonawanda, New York.

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