WallStSmart

CNH Industrial N.V. (CNH)vsRyerson Holding Corporation (RYZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 211% more annual revenue ($18.19B vs $5.84B). CNH leads profitability with a 1.7% profit margin vs -0.6%. RYZ earns a higher WallStSmart Score of 55/100 (C-).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

RYZ

Buy

55

out of 100

Grade: C-

Growth: 7.3Profit: 3.0Value: 5.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

RYZ3 strengths · Avg: 10.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
71.6%10/10

Revenue surging 71.6% year-over-year

EPS GrowthGrowth
406.2%10/10

Earnings expanding 406.2% YoY

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

RYZ4 concerns · Avg: 2.8/10
Market CapQuality
$1.37B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

Debt/EquityHealth
1.033/10

Elevated debt levels

Return on EquityProfitability
-4.3%2/10

ROE of -4.3% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : RYZ

The strongest argument for RYZ centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 71.6% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : RYZ

The primary concerns for RYZ are Market Cap, Operating Margin, Debt/Equity.

Key Dynamics to Monitor

CNH profiles as a value stock while RYZ is a hypergrowth play — different risk/reward profiles.

RYZ carries more volatility with a beta of 1.58 — expect wider price swings.

RYZ is growing revenue faster at 71.6% — sustainability is the question.

RYZ generates stronger free cash flow (-31M), providing more financial flexibility.

Bottom Line

RYZ scores higher overall (55/100 vs 49/100) and 71.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Ryerson Holding Corporation

INDUSTRIALS · METAL FABRICATION · USA

Ryerson Holding Corporation, processes and distributes industrial metals in the United States and internationally. The company is headquartered in Chicago, Illinois.

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