WallStSmart

CNH Industrial N.V. (CNH)vsRentokil Initial PLC (RTO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 155% more annual revenue ($18.19B vs $7.13B). RTO leads profitability with a 6.7% profit margin vs 1.7%. CNH appears more attractively valued with a PEG of 0.37. RTO earns a higher WallStSmart Score of 57/100 (C).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

RTO

Buy

57

out of 100

Grade: C

Growth: 6.7Profit: 6.0Value: 4.7Quality: 5.5
Piotroski: 4/9Altman Z: 2.05
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

RTOSignificantly Overvalued (-23.5%)

Margin of Safety

-23.5%

Fair Value

$26.32

Current Price

$21.36

$4.96 premium

UndervaluedFair: $26.32Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3710/10

Growing faster than its price suggests

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

RTO2 strengths · Avg: 8.0/10
PEG RatioValuation
0.878/10

Growing faster than its price suggests

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

RTO4 concerns · Avg: 3.5/10
P/E RatioValuation
33.9x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
4.2%4/10

4.2% earnings growth

Profit MarginProfitability
6.7%3/10

6.7% margin — thin

Debt/EquityHealth
1.113/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.37 suggests the stock is reasonably priced for its growth.

Bull Case : RTO

The strongest argument for RTO centers on PEG Ratio, Price/Book. PEG of 0.87 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 54.2x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : RTO

The primary concerns for RTO are P/E Ratio, EPS Growth, Profit Margin.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.24 — expect wider price swings.

RTO is growing revenue faster at 6.7% — sustainability is the question.

RTO generates stronger free cash flow (368M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RTO scores higher overall (57/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Rentokil Initial PLC

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Rentokil Initial plc offers route-based services in North America, the UK, the rest of Europe, Asia, the Pacific and internationally. The company is headquartered in Crawley, the United Kingdom.

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