WallStSmart

CNH Industrial N.V. (CNH)vsResideo Technologies Inc (REZI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 142% more annual revenue ($18.09B vs $7.47B). CNH leads profitability with a 2.1% profit margin vs -7.0%. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.59

REZI

Hold

47

out of 100

Grade: D+

Growth: 6.7Profit: 4.0Value: 6.7Quality: 5.3
Piotroski: 2/9Altman Z: 1.54
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.96

$12.40 discount

UndervaluedFair: $23.36Overvalued
REZIUndervalued (+35.1%)

Margin of Safety

+35.1%

Fair Value

$56.06

Current Price

$39.75

$16.31 discount

UndervaluedFair: $56.06Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.588/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

REZI2 strengths · Avg: 9.0/10
EPS GrowthGrowth
928.0%10/10

Earnings expanding 928.0% YoY

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.9x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

REZI4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-16.9%2/10

ROE of -16.9% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bull Case : REZI

The strongest argument for REZI centers on EPS Growth, Price/Book.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Bear Case : REZI

The primary concerns for REZI are Revenue Growth, Altman Z-Score, Piotroski F-Score.

Key Dynamics to Monitor

CNH profiles as a value stock while REZI is a turnaround play — different risk/reward profiles.

REZI carries more volatility with a beta of 1.75 — expect wider price swings.

REZI is growing revenue faster at 2.0% — sustainability is the question.

REZI generates stronger free cash flow (262M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (51/100 vs 47/100). REZI offers better value entry with a 35.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Resideo Technologies Inc

INDUSTRIALS · INDUSTRIAL DISTRIBUTION · USA

Resideo Technologies, Inc. develops, manufactures and sells comfort, residential thermal and security solutions for commercial and residential end markets in the United States, Europe and internationally. The company is headquartered in Austin, Texas.

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