WallStSmart

CNH Industrial N.V. (CNH)vsRev Group Inc (REVG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 635% more annual revenue ($18.09B vs $2.46B). REVG leads profitability with a 3.9% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.59. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

REVG

Buy

54

out of 100

Grade: C-

Growth: 4.0Profit: 6.5Value: 7.3Quality: 6.8
Piotroski: 5/9Altman Z: 3.26
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHSignificantly Overvalued (-358.8%)

Margin of Safety

-358.8%

Fair Value

$2.79

Current Price

$11.16

$8.37 premium

UndervaluedFair: $2.79Overvalued
REVGSignificantly Overvalued (-397.3%)

Margin of Safety

-397.3%

Fair Value

$12.85

Current Price

$63.90

$51.05 premium

UndervaluedFair: $12.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.598/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

REVG3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.2610/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.4%9/10

Every $100 of equity generates 22 in profit

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
26.2x4/10

Moderate valuation

Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

REVG3 concerns · Avg: 3.0/10
P/E RatioValuation
33.8x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

EPS GrowthGrowth
-27.3%2/10

Earnings declined 27.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bull Case : REVG

The strongest argument for REVG centers on Altman Z-Score, Return on Equity, PEG Ratio. Revenue growth of 11.1% demonstrates continued momentum. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.8% margins leave little buffer for downturns.

Bear Case : REVG

The primary concerns for REVG are P/E Ratio, Profit Margin, EPS Growth. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.32 — expect wider price swings.

REVG is growing revenue faster at 11.1% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (57/100 vs 54/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Rev Group Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

REV Group, Inc. designs, manufactures and distributes specialty vehicles and aftermarket related parts and services in the United States, Canada, Europe, Africa and internationally. The company is headquartered in Brookfield, Wisconsin.

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