WallStSmart

CNH Industrial N.V. (CNH)vsPentair PLC (PNR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 353% more annual revenue ($18.19B vs $4.01B). PNR leads profitability with a 16.2% profit margin vs 1.7%. CNH appears more attractively valued with a PEG of 0.38. PNR earns a higher WallStSmart Score of 59/100 (C).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

PNR

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 8.0Value: 6.3Quality: 6.5
Piotroski: 5/9Altman Z: 2.46

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

PNR3 strengths · Avg: 8.0/10
P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

PNR2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-17.0%2/10

Revenue declined 17.0%

EPS GrowthGrowth
-11.1%2/10

Earnings declined 11.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : PNR

The strongest argument for PNR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 16.2% and operating margin at 23.4%. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : PNR

The primary concerns for PNR are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

CNH profiles as a value stock while PNR is a declining play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.24 — expect wider price swings.

CNH is growing revenue faster at 2.0% — sustainability is the question.

PNR generates stronger free cash flow (553M), providing more financial flexibility.

Bottom Line

PNR scores higher overall (59/100 vs 49/100), backed by strong 16.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Pentair PLC

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Pentair plc (PNR) is an American water treatment company with its main U.S. office in Minneapolis, Minnesota.

Want to dig deeper into these stocks?