WallStSmart

CNH Industrial N.V. (CNH)vsGrupo Aeroportuario del Pacifico SAB De CV ADR (PAC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grupo Aeroportuario del Pacifico SAB De CV ADR generates 82% more annual revenue ($32.84B vs $18.09B). PAC leads profitability with a 30.4% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. PAC earns a higher WallStSmart Score of 71/100 (B).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

PAC

Strong Buy

71

out of 100

Grade: B

Growth: 6.0Profit: 9.5Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 1.54
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

PACUndervalued (+27.7%)

Margin of Safety

+27.7%

Fair Value

$406.34

Current Price

$228.80

$177.54 discount

UndervaluedFair: $406.34Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

PAC4 strengths · Avg: 9.5/10
Return on EquityProfitability
42.1%10/10

Every $100 of equity generates 42 in profit

Profit MarginProfitability
30.4%10/10

Keeps 30 of every $100 in revenue as profit

Operating MarginProfitability
44.5%10/10

Strong operational efficiency at 44.5%

Free Cash FlowQuality
$5.81B8/10

Generating 5.8B in free cash flow

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

PAC4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.8%4/10

2.8% revenue growth

Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Debt/EquityHealth
1.823/10

Elevated debt levels

Price/BookValuation
1144.0x2/10

Trading at 1144.0x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : PAC

The strongest argument for PAC centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 30.4% and operating margin at 44.5%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : PAC

The primary concerns for PAC are Revenue Growth, Altman Z-Score, Debt/Equity. Debt-to-equity of 1.82 is elevated, increasing financial risk.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

PAC is growing revenue faster at 2.8% — sustainability is the question.

PAC generates stronger free cash flow (5.8B), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PAC scores higher overall (71/100 vs 51/100), backed by strong 30.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Grupo Aeroportuario del Pacifico SAB De CV ADR

INDUSTRIALS · AIRPORTS & AIR SERVICES · USA

Grupo Aeroportuario del Pacfico, SAB de CV, develops, manages and operates airports mainly in the Pacific region of Mexico. The company is headquartered in Guadalajara, Mexico.

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