WallStSmart

CNH Industrial N.V. (CNH)vsMSA Safety (MSA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 865% more annual revenue ($18.09B vs $1.87B). MSA leads profitability with a 14.9% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. MSA earns a higher WallStSmart Score of 60/100 (C+).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

MSA

Buy

60

out of 100

Grade: C+

Growth: 4.0Profit: 7.5Value: 6.3Quality: 8.0
Piotroski: 4/9Altman Z: 3.23
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for MSA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

MSA4 strengths · Avg: 8.8/10
Altman Z-ScoreHealth
3.2310/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

PEG RatioValuation
0.998/10

Growing faster than its price suggests

Operating MarginProfitability
24.1%8/10

Strong operational efficiency at 24.1%

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

MSA2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

EPS GrowthGrowth
-0.4%2/10

Earnings declined 0.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : MSA

The strongest argument for MSA centers on Altman Z-Score, Return on Equity, PEG Ratio. PEG of 0.99 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : MSA

The primary concerns for MSA are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

CNH is growing revenue faster at 5.8% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MSA scores higher overall (60/100 vs 57/100). CNH offers better value entry with a 45.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

MSA Safety

INDUSTRIALS · SECURITY & PROTECTION SERVICES · USA

MSA Safety Incorporated develops, manufactures, and supplies safety products that protect people and facility infrastructure in the oil, gas, petrochemical, fire, construction, industrial manufacturing, utility, military, and mining industries in America. North, Latin America and internationally. . The company is headquartered in Cranberry Township, Pennsylvania.

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