WallStSmart

CNH Industrial N.V. (CNH)vsMayville Engineering Co Inc (MEC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 3156% more annual revenue ($18.09B vs $555.69M). CNH leads profitability with a 2.1% profit margin vs -2.9%. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

MEC

Avoid

29

out of 100

Grade: F

Growth: 4.0Profit: 2.0Value: 5.0Quality: 6.5
Piotroski: 2/9Altman Z: 1.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

MEC2 strengths · Avg: 8.5/10
Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

MEC4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.644/10

Distress zone — elevated risk

Market CapQuality
$847.68M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-7.0%2/10

ROE of -7.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : MEC

The strongest argument for MEC centers on Debt/Equity, Price/Book.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : MEC

The primary concerns for MEC are Altman Z-Score, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

CNH profiles as a value stock while MEC is a turnaround play — different risk/reward profiles.

MEC carries more volatility with a beta of 1.29 — expect wider price swings.

MEC is growing revenue faster at 6.8% — sustainability is the question.

MEC generates stronger free cash flow (-7M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (51/100 vs 29/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Mayville Engineering Co Inc

INDUSTRIALS · METAL FABRICATION · USA

Mayville Engineering Company, Inc., is a contract manufacturer serving medium-duty and heavy commercial vehicles, construction and access equipment, motorsports, agriculture, military, and other end markets in the United States. The company is headquartered in Mayville, Wisconsin.

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