CNH Industrial N.V. (CNH)vsLegalZoom.com Inc (LZ)
CNH
CNH Industrial N.V.
$10.75
-0.92%
INDUSTRIALS · Cap: $13.32B
LZ
LegalZoom.com Inc
$5.74
-1.03%
INDUSTRIALS · Cap: $1.01B
Smart Verdict
WallStSmart Research — data-driven comparison
CNH Industrial N.V. generates 2220% more annual revenue ($18.09B vs $779.71M). CNH leads profitability with a 2.1% profit margin vs 1.5%. CNH trades at a lower P/E of 33.6x. CNH earns a higher WallStSmart Score of 51/100 (C-).
CNH
Buy51
out of 100
Grade: C-
LZ
Hold36
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for CNH.
Margin of Safety
+28.9%
Fair Value
$10.00
Current Price
$5.74
$4.26 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Areas to Watch
Premium valuation, high expectations priced in
Grey zone — moderate risk
ROE of 5.0% — below average capital efficiency
2.1% margin — thin
Smaller company, higher risk/reward
ROE of 7.8% — below average capital efficiency
1.5% margin — thin
Operating margin of 1.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : CNH
The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.
Bull Case : LZ
The strongest argument for LZ centers on Debt/Equity. Revenue growth of 12.9% demonstrates continued momentum.
Bear Case : CNH
The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.
Bear Case : LZ
The primary concerns for LZ are Market Cap, Return on Equity, Profit Margin. A P/E of 98.5x leaves little room for execution misses. Thin 1.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
LZ carries more volatility with a beta of 1.31 — expect wider price swings.
LZ is growing revenue faster at 12.9% — sustainability is the question.
LZ generates stronger free cash flow (41M), providing more financial flexibility.
Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CNH scores higher overall (51/100 vs 36/100). LZ offers better value entry with a 28.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CNH Industrial N.V.
INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA
CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.
LegalZoom.com Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
LegalZoom.com, Inc. operates an online platform for legal and compliance solutions in the United States. The company is headquartered in Glendale, California.
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