WallStSmart

CNH Industrial N.V. (CNH)vsKimball Electronics (KE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 1138% more annual revenue ($18.09B vs $1.46B). CNH leads profitability with a 2.1% profit margin vs 1.6%. CNH appears more attractively valued with a PEG of 0.58. CNH earns a higher WallStSmart Score of 51/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 6.3
Piotroski: 3/9Altman Z: 1.59

KE

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.5Value: 7.3Quality: 7.5
Piotroski: 3/9Altman Z: 3.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.84

$12.52 discount

UndervaluedFair: $23.36Overvalued
KEUndervalued (+59.8%)

Margin of Safety

+59.8%

Fair Value

$60.55

Current Price

$25.95

$34.60 discount

UndervaluedFair: $60.55Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.588/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

KE3 strengths · Avg: 9.7/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.0410/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.9x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

KE4 concerns · Avg: 3.3/10
P/E RatioValuation
28.0x4/10

Moderate valuation

Market CapQuality
$660.79M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.3%3/10

ROE of 4.3% — below average capital efficiency

Profit MarginProfitability
1.6%3/10

1.6% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bull Case : KE

The strongest argument for KE centers on Price/Book, Altman Z-Score, Debt/Equity. PEG of 1.11 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Thin 2.1% margins leave little buffer for downturns.

Bear Case : KE

The primary concerns for KE are P/E Ratio, Market Cap, Return on Equity. Thin 1.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.25 — expect wider price swings.

CNH is growing revenue faster at -0.1% — sustainability is the question.

KE generates stronger free cash flow (-28M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (51/100 vs 50/100). KE offers better value entry with a 59.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Kimball Electronics

INDUSTRIALS · ELECTRICAL EQUIPMENT & PARTS · USA

Kimball Electronics, Inc. provides electronic contract manufacturing services and diversified manufacturing services to clients in the automotive, medical, industrial and public safety end markets. The company is headquartered in Jasper, Indiana.

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