WallStSmart

CNH Industrial N.V. (CNH)vsFuel Tech Inc (FTEK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 67730% more annual revenue ($18.09B vs $26.68M). CNH leads profitability with a 2.8% profit margin vs -8.7%. CNH appears more attractively valued with a PEG of 0.57. CNH earns a higher WallStSmart Score of 57/100 (C).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

FTEK

Hold

49

out of 100

Grade: D+

Growth: 7.3Profit: 2.0Value: 6.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.71

$12.65 discount

UndervaluedFair: $23.36Overvalued
FTEKUndervalued (+47.6%)

Margin of Safety

+47.6%

Fair Value

$2.54

Current Price

$1.57

$0.97 discount

UndervaluedFair: $2.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

FTEK3 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
37.2%10/10

Revenue surging 37.2% year-over-year

EPS GrowthGrowth
276.0%10/10

Earnings expanding 276.0% YoY

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

FTEK4 concerns · Avg: 2.8/10
PEG RatioValuation
2.334/10

Expensive relative to growth rate

Market CapQuality
$42.06M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-5.7%2/10

ROE of -5.7% — below average capital efficiency

Free Cash FlowQuality
$-2.01M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : FTEK

The strongest argument for FTEK centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 37.2% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : FTEK

The primary concerns for FTEK are PEG Ratio, Market Cap, Return on Equity.

Key Dynamics to Monitor

CNH profiles as a value stock while FTEK is a hypergrowth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.33 — expect wider price swings.

FTEK is growing revenue faster at 37.2% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

CNH scores higher overall (57/100 vs 49/100). FTEK offers better value entry with a 47.6% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Fuel Tech Inc

INDUSTRIALS · POLLUTION & TREATMENT CONTROLS · USA

Fuel Tech, Inc. provides boiler optimization, efficiency improvement, and air pollution control and reduction solutions to industrial and utility customers around the world. The company is headquartered in Warrenville, Illinois.

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