WallStSmart

CNH Industrial N.V. (CNH)vsFTAI Aviation Ltd. (FTAI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 538% more annual revenue ($18.09B vs $2.84B). FTAI leads profitability with a 18.9% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. FTAI earns a higher WallStSmart Score of 67/100 (B-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

FTAI

Strong Buy

67

out of 100

Grade: B-

Growth: 10.0Profit: 8.5Value: 3.7Quality: 6.0
Piotroski: 4/9Altman Z: 1.83

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

FTAI4 strengths · Avg: 9.0/10
Return on EquityProfitability
124.3%10/10

Every $100 of equity generates 124 in profit

Revenue GrowthGrowth
65.5%10/10

Revenue surging 65.5% year-over-year

Operating MarginProfitability
22.5%8/10

Strong operational efficiency at 22.5%

EPS GrowthGrowth
48.3%8/10

Earnings expanding 48.3% YoY

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

FTAI4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

PEG RatioValuation
3.222/10

Expensive relative to growth rate

P/E RatioValuation
48.3x2/10

Premium valuation, high expectations priced in

Price/BookValuation
55.6x2/10

Trading at 55.6x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : FTAI

The strongest argument for FTAI centers on Return on Equity, Revenue Growth, Operating Margin. Profitability is solid with margins at 18.9% and operating margin at 22.5%. Revenue growth of 65.5% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : FTAI

The primary concerns for FTAI are Altman Z-Score, PEG Ratio, P/E Ratio. A P/E of 48.3x leaves little room for execution misses. Debt-to-equity of 7.99 is elevated, increasing financial risk.

Key Dynamics to Monitor

CNH profiles as a value stock while FTAI is a growth play — different risk/reward profiles.

FTAI carries more volatility with a beta of 1.52 — expect wider price swings.

FTAI is growing revenue faster at 65.5% — sustainability is the question.

CNH generates stronger free cash flow (-58M), providing more financial flexibility.

Bottom Line

FTAI scores higher overall (67/100 vs 51/100), backed by strong 18.9% margins and 65.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

FTAI Aviation Ltd.

INDUSTRIALS · AEROSPACE & DEFENSE · USA

Fortress Transportation and Infrastructure Investors LLC owns and acquires infrastructure and related equipment for the transportation of goods and people in Africa, Asia, Europe, North and South America. The company is headquartered in New York, New York.

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