WallStSmart

CNH Industrial N.V. (CNH)vsFTAI Aviation Ltd. (FTAI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 622% more annual revenue ($18.09B vs $2.51B). FTAI leads profitability with a 20.0% profit margin vs 2.8%. CNH appears more attractively valued with a PEG of 0.57. FTAI earns a higher WallStSmart Score of 67/100 (B-).

CNH

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 4.0Value: 8.0Quality: 6.3
Piotroski: 3/9Altman Z: 1.54

FTAI

Strong Buy

67

out of 100

Grade: B-

Growth: 9.3Profit: 9.0Value: 3.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.57
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CNHUndervalued (+45.2%)

Margin of Safety

+45.2%

Fair Value

$23.36

Current Price

$10.08

$13.28 discount

UndervaluedFair: $23.36Overvalued

Intrinsic value data unavailable for FTAI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.578/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

FTAI5 strengths · Avg: 9.0/10
Return on EquityProfitability
241.2%10/10

Every $100 of equity generates 241 in profit

Revenue GrowthGrowth
32.7%10/10

Revenue surging 32.7% year-over-year

Profit MarginProfitability
20.0%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
28.5%8/10

Strong operational efficiency at 28.5%

EPS GrowthGrowth
29.8%8/10

Earnings expanding 29.8% YoY

Areas to Watch

CNH4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

FTAI4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.574/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.222/10

Expensive relative to growth rate

P/E RatioValuation
47.0x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bull Case : FTAI

The strongest argument for FTAI centers on Return on Equity, Revenue Growth, Profit Margin. Profitability is solid with margins at 20.0% and operating margin at 28.5%. Revenue growth of 32.7% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Altman Z-Score, Return on Equity, Profit Margin. Thin 2.8% margins leave little buffer for downturns.

Bear Case : FTAI

The primary concerns for FTAI are Altman Z-Score, Piotroski F-Score, PEG Ratio. A P/E of 47.0x leaves little room for execution misses. Debt-to-equity of 13.65 is elevated, increasing financial risk.

Key Dynamics to Monitor

CNH profiles as a value stock while FTAI is a growth play — different risk/reward profiles.

FTAI carries more volatility with a beta of 1.65 — expect wider price swings.

FTAI is growing revenue faster at 32.7% — sustainability is the question.

CNH generates stronger free cash flow (533M), providing more financial flexibility.

Bottom Line

FTAI scores higher overall (67/100 vs 57/100), backed by strong 20.0% margins and 32.7% revenue growth. CNH offers better value entry with a 45.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

FTAI Aviation Ltd.

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Fortress Transportation and Infrastructure Investors LLC owns and acquires infrastructure and related equipment for the transportation of goods and people in Africa, Asia, Europe, North and South America. The company is headquartered in New York, New York.

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