WallStSmart

CNH Industrial N.V. (CNH)vsFerguson Plc (FERG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ferguson Plc generates 73% more annual revenue ($31.45B vs $18.19B). FERG leads profitability with a 6.3% profit margin vs 1.7%. CNH appears more attractively valued with a PEG of 0.37. FERG earns a higher WallStSmart Score of 59/100 (C).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

FERG

Buy

59

out of 100

Grade: C

Growth: 4.0Profit: 7.0Value: 4.7Quality: 5.3
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

FERGSignificantly Overvalued (-79.0%)

Margin of Safety

-79.0%

Fair Value

$149.39

Current Price

$214.43

$65.04 premium

UndervaluedFair: $149.39Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3710/10

Growing faster than its price suggests

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

FERG1 strengths · Avg: 10.0/10
Return on EquityProfitability
32.9%10/10

Every $100 of equity generates 33 in profit

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

FERG4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

Profit MarginProfitability
6.3%3/10

6.3% margin — thin

Debt/EquityHealth
1.033/10

Elevated debt levels

Free Cash FlowQuality
$-199.04M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.37 suggests the stock is reasonably priced for its growth.

Bull Case : FERG

The strongest argument for FERG centers on Return on Equity. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 54.2x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : FERG

The primary concerns for FERG are Revenue Growth, Profit Margin, Debt/Equity.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.24 — expect wider price swings.

FERG is growing revenue faster at 4.6% — sustainability is the question.

CNH generates stronger free cash flow (-128M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FERG scores higher overall (59/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Ferguson Plc

INDUSTRIALS · INDUSTRIAL DISTRIBUTION · USA

Ferguson plc distributes plumbing and heating products in the United States, the United Kingdom, Canada and Central Europe. The company is headquartered in Wokingham, the United Kingdom.

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