WallStSmart

CNH Industrial N.V. (CNH)vsExponent Inc (EXPO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 3183% more annual revenue ($18.09B vs $551.14M). EXPO leads profitability with a 19.8% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. EXPO earns a higher WallStSmart Score of 62/100 (C+).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

EXPO

Buy

62

out of 100

Grade: C+

Growth: 5.3Profit: 9.0Value: 5.3Quality: 8.0
Piotroski: 3/9Altman Z: 3.41
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

EXPOUndervalued (+0.1%)

Margin of Safety

+0.1%

Fair Value

$71.76

Current Price

$59.66

$12.10 discount

UndervaluedFair: $71.76Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

EXPO4 strengths · Avg: 9.3/10
Return on EquityProfitability
32.2%10/10

Every $100 of equity generates 32 in profit

Altman Z-ScoreHealth
3.4110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.3%8/10

Strong operational efficiency at 27.3%

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

EXPO4 concerns · Avg: 3.8/10
PEG RatioValuation
2.034/10

Expensive relative to growth rate

P/E RatioValuation
26.7x4/10

Moderate valuation

Price/BookValuation
8.6x4/10

Trading at 8.6x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : EXPO

The strongest argument for EXPO centers on Return on Equity, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 19.8% and operating margin at 27.3%. Revenue growth of 10.5% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : EXPO

The primary concerns for EXPO are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

CNH profiles as a value stock while EXPO is a mature play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

EXPO is growing revenue faster at 10.5% — sustainability is the question.

EXPO generates stronger free cash flow (-3M), providing more financial flexibility.

Bottom Line

EXPO scores higher overall (62/100 vs 51/100), backed by strong 19.8% margins and 10.5% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Exponent Inc

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Exponent, Inc., is a global science and engineering consulting company. The company is headquartered in Menlo Park, California.

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