WallStSmart

CNH Industrial N.V. (CNH)vsCSW Industrials, Inc. (CSW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 1571% more annual revenue ($18.09B vs $1.08B). CSW leads profitability with a 10.3% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. CSW earns a higher WallStSmart Score of 54/100 (C-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

CSW

Buy

54

out of 100

Grade: C-

Growth: 6.7Profit: 6.5Value: 2.7Quality: 5.3
Piotroski: 1/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

CSWSignificantly Overvalued (-86.3%)

Margin of Safety

-86.3%

Fair Value

$172.86

Current Price

$266.37

$93.51 premium

UndervaluedFair: $172.86Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

CSW1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
34.0%10/10

Revenue surging 34.0% year-over-year

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

CSW4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
2.842/10

Expensive relative to growth rate

P/E RatioValuation
40.7x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-41.2%2/10

Earnings declined 41.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : CSW

The strongest argument for CSW centers on Revenue Growth. Revenue growth of 34.0% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : CSW

The primary concerns for CSW are Piotroski F-Score, PEG Ratio, P/E Ratio. A P/E of 40.7x leaves little room for execution misses.

Key Dynamics to Monitor

CNH profiles as a value stock while CSW is a growth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

CSW is growing revenue faster at 34.0% — sustainability is the question.

CSW generates stronger free cash flow (-7M), providing more financial flexibility.

Bottom Line

CSW scores higher overall (54/100 vs 51/100) and 34.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

CSW Industrials, Inc.

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

CSW Industrials, Inc. provides various industrial products in the United States and internationally. The company is headquartered in Dallas, Texas.

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