WallStSmart

CNH Industrial N.V. (CNH)vsCSW Industrials, Inc. (CSW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 1455% more annual revenue ($18.19B vs $1.17B). CSW leads profitability with a 10.3% profit margin vs 1.7%. CNH appears more attractively valued with a PEG of 0.38. CSW earns a higher WallStSmart Score of 64/100 (C+).

CNH

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56

CSW

Buy

64

out of 100

Grade: C+

Growth: 8.7Profit: 6.5Value: 2.7Quality: 5.5
Piotroski: 1/9Altman Z: 1.91
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

CSWSignificantly Overvalued (-71.0%)

Margin of Safety

-71.0%

Fair Value

$188.35

Current Price

$300.71

$112.36 premium

UndervaluedFair: $188.35Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 9.0/10
PEG RatioValuation
0.3810/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

CSW3 strengths · Avg: 8.7/10
Revenue GrowthGrowth
33.0%10/10

Revenue surging 33.0% year-over-year

Operating MarginProfitability
22.9%8/10

Strong operational efficiency at 22.9%

EPS GrowthGrowth
25.1%8/10

Earnings expanding 25.1% YoY

Areas to Watch

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

CSW4 concerns · Avg: 2.8/10
Altman Z-ScoreHealth
1.914/10

Grey zone — moderate risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
2.842/10

Expensive relative to growth rate

P/E RatioValuation
40.6x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.38 suggests the stock is reasonably priced for its growth.

Bull Case : CSW

The strongest argument for CSW centers on Revenue Growth, Operating Margin, EPS Growth. Revenue growth of 33.0% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 57.6x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Bear Case : CSW

The primary concerns for CSW are Altman Z-Score, Piotroski F-Score, PEG Ratio. A P/E of 40.6x leaves little room for execution misses.

Key Dynamics to Monitor

CNH profiles as a value stock while CSW is a growth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.24 — expect wider price swings.

CSW is growing revenue faster at 33.0% — sustainability is the question.

CSW generates stronger free cash flow (70M), providing more financial flexibility.

Bottom Line

CSW scores higher overall (64/100 vs 49/100) and 33.0% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

CSW Industrials, Inc.

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

CSW Industrials, Inc. provides various industrial products in the United States and internationally. The company is headquartered in Dallas, Texas.

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