WallStSmart

CNH Industrial N.V. (CNH)vsCRA International Inc (CRAI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 2248% more annual revenue ($18.09B vs $770.71M). CRAI leads profitability with a 6.2% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. CRAI earns a higher WallStSmart Score of 55/100 (C).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

CRAI

Buy

55

out of 100

Grade: C

Growth: 4.7Profit: 6.0Value: 5.7Quality: 4.5
Piotroski: 3/9Altman Z: 2.37

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

CRAI1 strengths · Avg: 9.0/10
Return on EquityProfitability
24.1%9/10

Every $100 of equity generates 24 in profit

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

CRAI4 concerns · Avg: 3.0/10
Market CapQuality
$972.49M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.2%3/10

6.2% margin — thin

Debt/EquityHealth
1.413/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : CRAI

The strongest argument for CRAI centers on Return on Equity. Revenue growth of 10.5% demonstrates continued momentum. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : CRAI

The primary concerns for CRAI are Market Cap, Profit Margin, Debt/Equity.

Key Dynamics to Monitor

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

CRAI is growing revenue faster at 10.5% — sustainability is the question.

CNH generates stronger free cash flow (-58M), providing more financial flexibility.

Monitor FARM & HEAVY CONSTRUCTION MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CRAI scores higher overall (55/100 vs 51/100) and 10.5% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

CRA International Inc

INDUSTRIALS · CONSULTING SERVICES · USA

CRA International, Inc., a consulting firm, provides economic, financial and management consulting services in the United States, the United Kingdom, and internationally. The company is headquartered in Boston, Massachusetts.

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