Cummins Inc (CMI)vsUniversal Logistics Holdings Inc (ULH)
CMI
Cummins Inc
$715.76
+6.06%
INDUSTRIALS · Cap: $90.90B
ULH
Universal Logistics Holdings Inc
$13.98
+13.84%
INDUSTRIALS · Cap: $590.24M
Smart Verdict
WallStSmart Research — data-driven comparison
Cummins Inc generates 2081% more annual revenue ($33.67B vs $1.54B). CMI leads profitability with a 8.4% profit margin vs -7.1%. CMI appears more attractively valued with a PEG of 1.80. CMI earns a higher WallStSmart Score of 59/100 (C).
CMI
Buy59
out of 100
Grade: C
ULH
Avoid32
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-60.5%
Fair Value
$373.25
Current Price
$715.76
$342.51 premium
Margin of Safety
+73.5%
Fair Value
$59.99
Current Price
$13.98
$46.01 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Every $100 of equity generates 24 in profit
Earnings expanding 41.4% YoY
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
Trading at 8.0x book value
1.1% revenue growth
Grey zone — moderate risk
Smaller company, higher risk/reward
Operating margin of 1.3%
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CMI
The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.
Bull Case : ULH
The strongest argument for ULH centers on Price/Book.
Bear Case : CMI
The primary concerns for CMI are PEG Ratio, P/E Ratio, Price/Book.
Bear Case : ULH
The primary concerns for ULH are Altman Z-Score, Market Cap, Operating Margin. Debt-to-equity of 1.62 is elevated, increasing financial risk.
Key Dynamics to Monitor
CMI profiles as a value stock while ULH is a turnaround play — different risk/reward profiles.
CMI carries more volatility with a beta of 1.14 — expect wider price swings.
CMI is growing revenue faster at 1.1% — sustainability is the question.
CMI generates stronger free cash flow (990M), providing more financial flexibility.
Bottom Line
CMI scores higher overall (59/100 vs 32/100). ULH offers better value entry with a 73.5% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cummins Inc
INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA
Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.
Universal Logistics Holdings Inc
INDUSTRIALS · TRUCKING · USA
Universal Logistics Holdings, Inc. offers transportation and logistics solutions in the United States, Mexico, Canada and Colombia. The company is headquartered in Warren, Michigan.
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