WallStSmart

Cummins Inc (CMI)vsRyerson Holding Corp (RYI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 637% more annual revenue ($33.67B vs $4.57B). CMI leads profitability with a 8.4% profit margin vs -0.0%. RYI appears more attractively valued with a PEG of 0.35. CMI earns a higher WallStSmart Score of 59/100 (C).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

RYI

Hold

46

out of 100

Grade: D+

Growth: 2.7Profit: 2.0Value: 6.7Quality: 6.0
Piotroski: 4/9Altman Z: 2.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.7%)

Margin of Safety

-61.7%

Fair Value

$370.38

Current Price

$671.01

$300.63 premium

UndervaluedFair: $370.38Overvalued

Intrinsic value data unavailable for RYI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

RYI2 strengths · Avg: 10.0/10
PEG RatioValuation
0.3510/10

Growing faster than its price suggests

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

RYI4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Market CapQuality
$907.09M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.083/10

Elevated debt levels

Return on EquityProfitability
-0.1%2/10

ROE of -0.1% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : RYI

The strongest argument for RYI centers on PEG Ratio, Price/Book. PEG of 0.35 suggests the stock is reasonably priced for its growth.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : RYI

The primary concerns for RYI are Revenue Growth, Market Cap, Debt/Equity.

Key Dynamics to Monitor

CMI profiles as a value stock while RYI is a turnaround play — different risk/reward profiles.

RYI carries more volatility with a beta of 1.59 — expect wider price swings.

CMI is growing revenue faster at 1.1% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Bottom Line

CMI scores higher overall (59/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Ryerson Holding Corp

INDUSTRIALS · METAL FABRICATION · USA

Ryerson Holding Corporation processes and distributes industrial metals in the United States, Canada, Mexico and China. The company is headquartered in Chicago, Illinois.

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