WallStSmart

Cummins Inc (CMI)vsRepublic Airways Holdings Inc (RJET)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 1908% more annual revenue ($33.67B vs $1.68B). CMI leads profitability with a 8.4% profit margin vs 4.5%. RJET trades at a lower P/E of 9.5x. CMI earns a higher WallStSmart Score of 59/100 (C).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

RJET

Buy

55

out of 100

Grade: C

Growth: 5.3Profit: 5.5Value: 8.3Quality: 6.5
Piotroski: 6/9Altman Z: 1.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.7%)

Margin of Safety

-61.7%

Fair Value

$370.38

Current Price

$671.01

$300.63 premium

UndervaluedFair: $370.38Overvalued
RJETUndervalued (+49.9%)

Margin of Safety

+49.9%

Fair Value

$37.01

Current Price

$16.66

$20.35 discount

UndervaluedFair: $37.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

RJET4 strengths · Avg: 9.5/10
P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Debt/EquityHealth
-1.9610/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
20.6%8/10

Revenue surging 20.6% year-over-year

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

RJET4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.524/10

Distress zone — elevated risk

Market CapQuality
$832.63M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.3%3/10

ROE of 6.3% — below average capital efficiency

Profit MarginProfitability
4.5%3/10

4.5% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : RJET

The strongest argument for RJET centers on P/E Ratio, Price/Book, Debt/Equity. Revenue growth of 20.6% demonstrates continued momentum.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : RJET

The primary concerns for RJET are Altman Z-Score, Market Cap, Return on Equity. Thin 4.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

CMI profiles as a value stock while RJET is a growth play — different risk/reward profiles.

RJET is growing revenue faster at 20.6% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Monitor SPECIALTY INDUSTRIAL MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CMI scores higher overall (59/100 vs 55/100). RJET offers better value entry with a 49.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Republic Airways Holdings Inc

INDUSTRIALS · AIRLINES · USA

Republic Airways Holdings Inc. provides scheduled passenger services. The company is headquartered in Indianapolis, Indiana.

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