WallStSmart

Cummins Inc (CMI)vsPool Corporation (POOL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 529% more annual revenue ($33.67B vs $5.36B). CMI leads profitability with a 8.4% profit margin vs 7.6%. POOL appears more attractively valued with a PEG of 1.60. CMI earns a higher WallStSmart Score of 59/100 (C).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

POOL

Buy

53

out of 100

Grade: C-

Growth: 4.0Profit: 7.0Value: 4.0Quality: 7.3
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.7%)

Margin of Safety

-61.7%

Fair Value

$370.38

Current Price

$671.01

$300.63 premium

UndervaluedFair: $370.38Overvalued
POOLSignificantly Overvalued (-35.5%)

Margin of Safety

-35.5%

Fair Value

$200.33

Current Price

$213.32

$12.99 premium

UndervaluedFair: $200.33Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

POOL2 strengths · Avg: 9.5/10
Return on EquityProfitability
34.2%10/10

Every $100 of equity generates 34 in profit

Debt/EquityHealth
0.299/10

Conservative balance sheet, low leverage

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

POOL3 concerns · Avg: 3.7/10
PEG RatioValuation
1.604/10

Expensive relative to growth rate

EPS GrowthGrowth
2.1%4/10

2.1% earnings growth

Profit MarginProfitability
7.6%3/10

7.6% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : POOL

The strongest argument for POOL centers on Return on Equity, Debt/Equity.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : POOL

The primary concerns for POOL are PEG Ratio, EPS Growth, Profit Margin.

Key Dynamics to Monitor

POOL carries more volatility with a beta of 1.26 — expect wider price swings.

POOL is growing revenue faster at 6.2% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Monitor SPECIALTY INDUSTRIAL MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CMI scores higher overall (59/100 vs 53/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Pool Corporation

INDUSTRIALS · INDUSTRIAL DISTRIBUTION · USA

Pool Corporation is a major distributor of swimming pool supplies, equipment, and related outdoor products.

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