WallStSmart

Cummins Inc (CMI)vsJetBlue Airways Corp (JBLU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 270% more annual revenue ($33.89B vs $9.16B). CMI leads profitability with a 7.9% profit margin vs -7.8%. JBLU appears more attractively valued with a PEG of 0.88. CMI earns a higher WallStSmart Score of 47/100 (D+).

CMI

Hold

47

out of 100

Grade: D+

Growth: 4.0Profit: 6.0Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

JBLU

Hold

46

out of 100

Grade: D+

Growth: 2.7Profit: 2.0Value: 7.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.51
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-58.4%)

Margin of Safety

-58.4%

Fair Value

$378.02

Current Price

$702.66

$324.64 premium

UndervaluedFair: $378.02Overvalued
JBLUUndervalued (+78.9%)

Margin of Safety

+78.9%

Fair Value

$27.58

Current Price

$4.96

$22.62 discount

UndervaluedFair: $27.58Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI2 strengths · Avg: 9.0/10
Market CapQuality
$94.23B9/10

Large-cap with strong market position

Return on EquityProfitability
22.0%9/10

Every $100 of equity generates 22 in profit

JBLU2 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

PEG RatioValuation
0.888/10

Growing faster than its price suggests

Areas to Watch

CMI4 concerns · Avg: 3.8/10
PEG RatioValuation
1.854/10

Expensive relative to growth rate

P/E RatioValuation
35.5x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Profit MarginProfitability
7.9%3/10

7.9% margin — thin

JBLU4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
4.7%4/10

4.7% revenue growth

Market CapQuality
$1.90B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-33.5%2/10

ROE of -33.5% — below average capital efficiency

EPS GrowthGrowth
-82.9%2/10

Earnings declined 82.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity.

Bull Case : JBLU

The strongest argument for JBLU centers on Price/Book, PEG Ratio. PEG of 0.88 suggests the stock is reasonably priced for its growth.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : JBLU

The primary concerns for JBLU are Revenue Growth, Market Cap, Return on Equity. Debt-to-equity of 4.84 is elevated, increasing financial risk.

Key Dynamics to Monitor

CMI profiles as a value stock while JBLU is a turnaround play — different risk/reward profiles.

JBLU carries more volatility with a beta of 1.69 — expect wider price swings.

JBLU is growing revenue faster at 4.7% — sustainability is the question.

CMI generates stronger free cash flow (120M), providing more financial flexibility.

Bottom Line

CMI scores higher overall (47/100 vs 46/100). JBLU offers better value entry with a 78.9% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

JetBlue Airways Corp

INDUSTRIALS · AIRLINES · USA

JetBlue Airways Corporation provides passenger air transportation services. The company is headquartered in Long Island City, New York.

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