WallStSmart

Cummins Inc (CMI)vsIngersoll Rand Inc (IR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 336% more annual revenue ($33.89B vs $7.78B). CMI leads profitability with a 7.9% profit margin vs 7.5%. IR appears more attractively valued with a PEG of 0.72. IR earns a higher WallStSmart Score of 60/100 (C+).

CMI

Hold

47

out of 100

Grade: D+

Growth: 4.0Profit: 6.0Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

IR

Buy

60

out of 100

Grade: C+

Growth: 6.0Profit: 5.5Value: 5.0Quality: 6.5
Piotroski: 3/9Altman Z: 1.80
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-59.1%)

Margin of Safety

-59.1%

Fair Value

$376.46

Current Price

$679.55

$303.09 premium

UndervaluedFair: $376.46Overvalued

Intrinsic value data unavailable for IR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI2 strengths · Avg: 9.0/10
Market CapQuality
$94.23B9/10

Large-cap with strong market position

Return on EquityProfitability
22.0%9/10

Every $100 of equity generates 22 in profit

IR2 strengths · Avg: 8.0/10
PEG RatioValuation
0.728/10

Growing faster than its price suggests

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

CMI4 concerns · Avg: 3.8/10
PEG RatioValuation
1.854/10

Expensive relative to growth rate

P/E RatioValuation
35.5x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Profit MarginProfitability
7.9%3/10

7.9% margin — thin

IR4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.804/10

Grey zone — moderate risk

Return on EquityProfitability
5.7%3/10

ROE of 5.7% — below average capital efficiency

Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity.

Bull Case : IR

The strongest argument for IR centers on PEG Ratio, Price/Book. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : IR

The primary concerns for IR are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 52.4x leaves little room for execution misses.

Key Dynamics to Monitor

CMI carries more volatility with a beta of 1.27 — expect wider price swings.

IR is growing revenue faster at 7.6% — sustainability is the question.

IR generates stronger free cash flow (163M), providing more financial flexibility.

Monitor SPECIALTY INDUSTRIAL MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IR scores higher overall (60/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Ingersoll Rand Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Ingersoll Rand Inc., founded in 1859, is an American worldwide provider of industrial equipment, technologies and related parts and services to a broad and diverse customer base through a family of brands.

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