WallStSmart

Cummins Inc (CMI)vsIngersoll Rand Inc (IR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 340% more annual revenue ($33.67B vs $7.65B). CMI leads profitability with a 8.4% profit margin vs 7.6%. IR appears more attractively valued with a PEG of 0.76. IR earns a higher WallStSmart Score of 61/100 (C+).

CMI

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 10.0Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

IR

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 5.5Value: 4.7Quality: 7.0
Piotroski: 3/9Altman Z: 1.80
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMIUndervalued (+37.7%)

Margin of Safety

+37.7%

Fair Value

$960.80

Current Price

$553.36

$407.44 discount

UndervaluedFair: $960.80Overvalued
IRSignificantly Overvalued (-84.1%)

Margin of Safety

-84.1%

Fair Value

$52.55

Current Price

$83.65

$31.10 premium

UndervaluedFair: $52.55Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$76.65B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

IR2 strengths · Avg: 8.0/10
PEG RatioValuation
0.768/10

Growing faster than its price suggests

Operating MarginProfitability
20.0%8/10

Strong operational efficiency at 20.0%

Areas to Watch

CMI2 concerns · Avg: 4.0/10
P/E RatioValuation
27.0x4/10

Moderate valuation

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

IR4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.804/10

Grey zone — moderate risk

Return on EquityProfitability
5.8%3/10

ROE of 5.8% — below average capital efficiency

Profit MarginProfitability
7.6%3/10

7.6% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth. PEG of 1.47 suggests the stock is reasonably priced for its growth.

Bull Case : IR

The strongest argument for IR centers on PEG Ratio, Operating Margin. Revenue growth of 10.1% demonstrates continued momentum. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bear Case : CMI

The primary concerns for CMI are P/E Ratio, Revenue Growth.

Bear Case : IR

The primary concerns for IR are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 57.3x leaves little room for execution misses.

Key Dynamics to Monitor

IR carries more volatility with a beta of 1.29 — expect wider price swings.

IR is growing revenue faster at 10.1% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Monitor SPECIALTY INDUSTRIAL MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CMI scores higher overall (61/100 vs 61/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Ingersoll Rand Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Ingersoll Rand Inc., founded in 1859, is an American worldwide provider of industrial equipment, technologies and related parts and services to a broad and diverse customer base through a family of brands.

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