WallStSmart

Cummins Inc (CMI)vsHillman Solutions Corp (HLMN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 2054% more annual revenue ($33.67B vs $1.56B). CMI leads profitability with a 8.4% profit margin vs 2.3%. CMI trades at a lower P/E of 31.1x. CMI earns a higher WallStSmart Score of 59/100 (C).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

HLMN

Hold

47

out of 100

Grade: D+

Growth: 6.0Profit: 4.0Value: 6.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.57
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.7%)

Margin of Safety

-61.7%

Fair Value

$370.38

Current Price

$671.01

$300.63 premium

UndervaluedFair: $370.38Overvalued
HLMNUndervalued (+47.2%)

Margin of Safety

+47.2%

Fair Value

$19.52

Current Price

$8.19

$11.33 discount

UndervaluedFair: $19.52Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

HLMN2 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
209.7%10/10

Earnings expanding 209.7% YoY

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

HLMN4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Altman Z-ScoreHealth
1.574/10

Distress zone — elevated risk

Market CapQuality
$1.61B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.0%3/10

ROE of 3.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : HLMN

The strongest argument for HLMN centers on Price/Book, EPS Growth.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : HLMN

The primary concerns for HLMN are Revenue Growth, Altman Z-Score, Market Cap. A P/E of 45.5x leaves little room for execution misses. Thin 2.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

HLMN carries more volatility with a beta of 1.64 — expect wider price swings.

HLMN is growing revenue faster at 3.0% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Monitor SPECIALTY INDUSTRIAL MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CMI scores higher overall (59/100 vs 47/100). HLMN offers better value entry with a 47.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

Hillman Solutions Corp

INDUSTRIALS · TOOLS & ACCESSORIES · USA

Hillman Solutions Corp (HLMN) is a leading provider of innovative hardware and home improvement solutions, focusing on fasteners, keys, plumbing products, and identification systems for both professional and retail markets. The company leverages advanced technology and an extensive distribution network to enhance operational efficiency and customer satisfaction. Hillman's dedication to continuous product innovation and strategic acquisitions positions it for long-term growth in an evolving competitive landscape. As consumer demand for convenience and accessibility rises, Hillman Solutions Corp is well-prepared to adapt and generate significant shareholder value.

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