WallStSmart

Cummins Inc (CMI)vsHEICO Corporation (HEI-A)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 627% more annual revenue ($33.67B vs $4.63B). HEI-A leads profitability with a 15.4% profit margin vs 8.4%. CMI appears more attractively valued with a PEG of 1.76. HEI-A earns a higher WallStSmart Score of 63/100 (C+).

CMI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 6.5Value: 3.3Quality: 6.8
Piotroski: 6/9Altman Z: 2.91

HEI-A

Buy

63

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 4.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMISignificantly Overvalued (-61.7%)

Margin of Safety

-61.7%

Fair Value

$370.38

Current Price

$671.01

$300.63 premium

UndervaluedFair: $370.38Overvalued
HEI-AFair Value (-1.8%)

Margin of Safety

-1.8%

Fair Value

$242.74

Current Price

$209.02

$33.72 premium

UndervaluedFair: $242.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI3 strengths · Avg: 8.7/10
Market CapQuality
$88.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.9%9/10

Every $100 of equity generates 24 in profit

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

HEI-A1 strengths · Avg: 8.0/10
Operating MarginProfitability
22.2%8/10

Strong operational efficiency at 22.2%

Areas to Watch

CMI3 concerns · Avg: 4.0/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

P/E RatioValuation
31.1x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

HEI-A2 concerns · Avg: 3.0/10
PEG RatioValuation
1.924/10

Expensive relative to growth rate

P/E RatioValuation
40.6x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity, EPS Growth.

Bull Case : HEI-A

The strongest argument for HEI-A centers on Operating Margin. Profitability is solid with margins at 15.4% and operating margin at 22.2%. Revenue growth of 14.4% demonstrates continued momentum.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : HEI-A

The primary concerns for HEI-A are PEG Ratio, P/E Ratio. A P/E of 40.6x leaves little room for execution misses.

Key Dynamics to Monitor

CMI profiles as a value stock while HEI-A is a mature play — different risk/reward profiles.

CMI carries more volatility with a beta of 1.14 — expect wider price swings.

HEI-A is growing revenue faster at 14.4% — sustainability is the question.

CMI generates stronger free cash flow (990M), providing more financial flexibility.

Bottom Line

HEI-A scores higher overall (63/100 vs 59/100), backed by strong 15.4% margins and 14.4% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

HEICO Corporation

INDUSTRIALS · AEROSPACE & DEFENSE · USA

HEICO Corporation designs, manufactures, and sells aerospace, defense, and electronic products and services in the United States and internationally. The company is headquartered in Hollywood, Florida.

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