WallStSmart

Clearfield Inc (CLFD)vsNokia Corp ADR (NOK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Nokia Corp ADR generates 13629% more annual revenue ($20.39B vs $148.55M). NOK leads profitability with a 3.5% profit margin vs -5.8%. NOK trades at a lower P/E of 66.1x. NOK earns a higher WallStSmart Score of 44/100 (D).

CLFD

Avoid

28

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 3.0Quality: 9.0
Piotroski: 4/9Altman Z: 4.78

NOK

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 5.0Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 1.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CLFDSignificantly Overvalued (-28.8%)

Margin of Safety

-28.8%

Fair Value

$24.41

Current Price

$27.48

$3.07 premium

UndervaluedFair: $24.41Overvalued

Intrinsic value data unavailable for NOK.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CLFD3 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.7810/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

NOK3 strengths · Avg: 8.3/10
Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

CLFD4 concerns · Avg: 2.3/10
Market CapQuality
$458.92M3/10

Smaller company, higher risk/reward

P/E RatioValuation
146.8x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-3.5%2/10

ROE of -3.5% — below average capital efficiency

Revenue GrowthGrowth
-15.3%2/10

Revenue declined 15.3%

NOK4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Return on EquityProfitability
3.3%3/10

ROE of 3.3% — below average capital efficiency

Profit MarginProfitability
3.5%3/10

3.5% margin — thin

P/E RatioValuation
66.1x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CLFD

The strongest argument for CLFD centers on Debt/Equity, Altman Z-Score, Price/Book.

Bull Case : NOK

The strongest argument for NOK centers on Debt/Equity, PEG Ratio, Price/Book. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bear Case : CLFD

The primary concerns for CLFD are Market Cap, P/E Ratio, Return on Equity. A P/E of 146.8x leaves little room for execution misses.

Bear Case : NOK

The primary concerns for NOK are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 66.1x leaves little room for execution misses. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

CLFD profiles as a turnaround stock while NOK is a value play — different risk/reward profiles.

CLFD carries more volatility with a beta of 2.12 — expect wider price swings.

NOK is growing revenue faster at 8.4% — sustainability is the question.

CLFD generates stronger free cash flow (-2M), providing more financial flexibility.

Bottom Line

NOK scores higher overall (44/100 vs 28/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Clearfield Inc

TECHNOLOGY · COMMUNICATION EQUIPMENT · USA

Clearfield, Inc. manufactures, markets, and sells standard and custom passive connectivity products to OEM, enterprise and fiber-to-facility markets in the United States and internationally. The company is headquartered in Minneapolis, Minnesota.

Nokia Corp ADR

TECHNOLOGY · COMMUNICATION EQUIPMENT · USA

Nokia Corporation offers fixed and mobile network solutions globally. The company is headquartered in Espoo, Finland.

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