Chimera Investment Corporation (CIM)vsStarwood Property Trust Inc (STWD)
CIM
Chimera Investment Corporation
$11.13
-0.45%
REAL ESTATE · Cap: $935.16M
STWD
Starwood Property Trust Inc
$15.62
0.00%
REAL ESTATE · Cap: $6.03B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 171% more annual revenue ($597.28M vs $220.03M). STWD leads profitability with a 38.2% profit margin vs 0.6%. STWD appears more attractively valued with a PEG of 1.74. STWD earns a higher WallStSmart Score of 49/100 (D+).
CIM
Hold46
out of 100
Grade: D+
STWD
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+65.1%
Fair Value
$37.46
Current Price
$11.13
$26.33 discount
Margin of Safety
+84.8%
Fair Value
$118.70
Current Price
$15.62
$103.08 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 33.8%
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Areas to Watch
Smaller company, higher risk/reward
ROE of 0.1% — below average capital efficiency
0.6% margin — thin
Expensive relative to growth rate
Expensive relative to growth rate
Moderate valuation
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : CIM
The strongest argument for CIM centers on Price/Book, Operating Margin.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bear Case : CIM
The primary concerns for CIM are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 5.57 is elevated, increasing financial risk. Thin 0.6% margins leave little buffer for downturns.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
CIM profiles as a value stock while STWD is a mature play — different risk/reward profiles.
CIM carries more volatility with a beta of 1.75 — expect wider price swings.
STWD is growing revenue faster at 13.4% — sustainability is the question.
CIM generates stronger free cash flow (-96M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (49/100 vs 46/100), backed by strong 38.2% margins and 13.4% revenue growth. CIM offers better value entry with a 65.1% margin of safety. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chimera Investment Corporation
REAL ESTATE · REIT - MORTGAGE · USA
Chimera Investment Corporation is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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