Chimera Investment Corporation (CIM)vsStarwood Property Trust Inc (STWD)
CIM
Chimera Investment Corporation
$13.24
-0.30%
REAL ESTATE · Cap: $1.13B
STWD
Starwood Property Trust Inc
$17.05
-0.23%
REAL ESTATE · Cap: $6.47B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 170% more annual revenue ($580.84M vs $214.90M). STWD leads profitability with a 60.5% profit margin vs 9.0%. STWD appears more attractively valued with a PEG of 1.74. STWD earns a higher WallStSmart Score of 59/100 (C).
CIM
Avoid34
out of 100
Grade: F
STWD
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+64.6%
Fair Value
$37.00
Current Price
$13.24
$23.76 discount
Margin of Safety
+84.7%
Fair Value
$118.33
Current Price
$17.05
$101.28 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 21.8% year-over-year
Areas to Watch
Smaller company, higher risk/reward
ROE of 0.8% — below average capital efficiency
Expensive relative to growth rate
Revenue declined 76.6%
Expensive relative to growth rate
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Earnings declined 60.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : CIM
The strongest argument for CIM centers on Price/Book.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin, P/E Ratio. Profitability is solid with margins at 60.5% and operating margin at 17.4%. Revenue growth of 21.8% demonstrates continued momentum.
Bear Case : CIM
The primary concerns for CIM are Market Cap, Return on Equity, PEG Ratio. Debt-to-equity of 5.17 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, Return on Equity, Piotroski F-Score. Debt-to-equity of 3.47 is elevated, increasing financial risk.
Key Dynamics to Monitor
CIM profiles as a value stock while STWD is a growth play — different risk/reward profiles.
CIM carries more volatility with a beta of 1.79 — expect wider price swings.
STWD is growing revenue faster at 21.8% — sustainability is the question.
CIM generates stronger free cash flow (243M), providing more financial flexibility.
Bottom Line
STWD scores higher overall (59/100 vs 34/100), backed by strong 60.5% margins and 21.8% revenue growth. CIM offers better value entry with a 64.6% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chimera Investment Corporation
REAL ESTATE · REIT - MORTGAGE · USA
Chimera Investment Corporation is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.
Visit Website →Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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