WallStSmart

Cipher Mining Inc (CIFR)vsFidelity National Information Services Inc (FIS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Information Services Inc generates 4668% more annual revenue ($10.68B vs $223.94M). FIS leads profitability with a 3.6% profit margin vs 0.0%. FIS earns a higher WallStSmart Score of 67/100 (B-).

CIFR

Hold

46

out of 100

Grade: D+

Growth: 9.3Profit: 6.5Value: 5.0Quality: 5.3
Piotroski: 1/9Altman Z: 1.71

FIS

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 5.5Value: 4.7Quality: 5.0
Piotroski: 5/9Altman Z: -0.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CIFR.

FISSignificantly Overvalued (-39.5%)

Margin of Safety

-39.5%

Fair Value

$34.63

Current Price

$49.79

$15.16 premium

UndervaluedFair: $34.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CIFR2 strengths · Avg: 10.0/10
Operating MarginProfitability
236.1%10/10

Strong operational efficiency at 236.1%

Revenue GrowthGrowth
41.4%10/10

Revenue surging 41.4% year-over-year

FIS4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2810/10

Growing faster than its price suggests

EPS GrowthGrowth
88.1%10/10

Earnings expanding 88.1% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.6%8/10

Strong operational efficiency at 24.6%

Areas to Watch

CIFR4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.714/10

Distress zone — elevated risk

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-108.3%2/10

ROE of -108.3% — below average capital efficiency

FIS4 concerns · Avg: 2.5/10
Return on EquityProfitability
2.6%3/10

ROE of 2.6% — below average capital efficiency

Profit MarginProfitability
3.6%3/10

3.6% margin — thin

P/E RatioValuation
67.3x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
-0.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CIFR

The strongest argument for CIFR centers on Operating Margin, Revenue Growth. Revenue growth of 41.4% demonstrates continued momentum.

Bull Case : FIS

The strongest argument for FIS centers on PEG Ratio, EPS Growth, Price/Book. PEG of 0.28 suggests the stock is reasonably priced for its growth.

Bear Case : CIFR

The primary concerns for CIFR are Altman Z-Score, Profit Margin, Piotroski F-Score.

Bear Case : FIS

The primary concerns for FIS are Return on Equity, Profit Margin, P/E Ratio. A P/E of 67.3x leaves little room for execution misses. Thin 3.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

CIFR profiles as a hypergrowth stock while FIS is a value play — different risk/reward profiles.

CIFR carries more volatility with a beta of 3.01 — expect wider price swings.

CIFR is growing revenue faster at 41.4% — sustainability is the question.

FIS generates stronger free cash flow (779M), providing more financial flexibility.

Bottom Line

FIS scores higher overall (67/100 vs 46/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cipher Mining Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

Cipher Mining Inc. is a bitcoin mining company. The company is headquartered in Houston, Texas.

Fidelity National Information Services Inc

TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA

FIS is an American Fortune 500 company which offers a wide range of financial products and services. Headquartered in Jacksonville, Florida, FIS employs approximately 63,000 people worldwide. FIS is most known for its development of Financial Technology, or FinTech, and as of Q2 2020 it offers its solutions in three primary segments: Merchant Solutions, Banking Solutions, and Capital Market Solutions.

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