WallStSmart

Caterpillar Inc (CAT)vsMaximus Inc (MMS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Caterpillar Inc generates 1158% more annual revenue ($67.59B vs $5.37B). CAT leads profitability with a 13.1% profit margin vs 6.9%. MMS appears more attractively valued with a PEG of 2.06. MMS earns a higher WallStSmart Score of 64/100 (C+).

CAT

Buy

55

out of 100

Grade: C-

Growth: 4.7Profit: 7.5Value: 4.3Quality: 4.5
Piotroski: 3/9Altman Z: 2.40

MMS

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 6.5Value: 8.0Quality: 7.0
Piotroski: 6/9Altman Z: 2.69
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CAT.

MMSUndervalued (+65.8%)

Margin of Safety

+65.8%

Fair Value

$221.37

Current Price

$65.35

$156.02 discount

UndervaluedFair: $221.37Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CAT4 strengths · Avg: 9.0/10
Market CapQuality
$386.56B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
43.5%10/10

Every $100 of equity generates 44 in profit

Revenue GrowthGrowth
18.0%8/10

18.0% revenue growth

Free Cash FlowQuality
$2.25B8/10

Generating 2.2B in free cash flow

MMS4 strengths · Avg: 9.3/10
P/E RatioValuation
10.0x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
146.5%10/10

Earnings expanding 146.5% YoY

Return on EquityProfitability
22.1%9/10

Every $100 of equity generates 22 in profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

CAT4 concerns · Avg: 3.3/10
PEG RatioValuation
2.234/10

Expensive relative to growth rate

Price/BookValuation
17.7x4/10

Trading at 17.7x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
44.2x2/10

Premium valuation, high expectations priced in

MMS4 concerns · Avg: 3.0/10
PEG RatioValuation
2.064/10

Expensive relative to growth rate

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Debt/EquityHealth
1.013/10

Elevated debt levels

Revenue GrowthGrowth
-4.1%2/10

Revenue declined 4.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : CAT

The strongest argument for CAT centers on Market Cap, Return on Equity, Revenue Growth. Revenue growth of 18.0% demonstrates continued momentum.

Bull Case : MMS

The strongest argument for MMS centers on P/E Ratio, EPS Growth, Return on Equity.

Bear Case : CAT

The primary concerns for CAT are PEG Ratio, Price/Book, Piotroski F-Score. A P/E of 44.2x leaves little room for execution misses. Debt-to-equity of 2.03 is elevated, increasing financial risk.

Bear Case : MMS

The primary concerns for MMS are PEG Ratio, Profit Margin, Debt/Equity.

Key Dynamics to Monitor

CAT profiles as a growth stock while MMS is a value play — different risk/reward profiles.

CAT carries more volatility with a beta of 1.52 — expect wider price swings.

CAT is growing revenue faster at 18.0% — sustainability is the question.

CAT generates stronger free cash flow (2.2B), providing more financial flexibility.

Bottom Line

MMS scores higher overall (64/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Caterpillar Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

Caterpillar Inc. (often shortened to CAT) is an American Fortune 100 corporation that designs, develops, engineers, manufactures, markets, and sells machinery, engines, financial products, and insurance to customers via a worldwide dealer network.

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Maximus Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Maximus, Inc. provides Business Process Services (BPS) to government health and human services programs worldwide. The company is headquartered in Reston, Virginia.

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