WallStSmart

CarGurus (CARG)vsNebius Group N.V. (NBIS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Nebius Group N.V. generates 40% more annual revenue ($1.36B vs $967.27M). CARG leads profitability with a 18.2% profit margin vs 3.1%. NBIS appears more attractively valued with a PEG of 0.53. CARG earns a higher WallStSmart Score of 75/100 (B).

CARG

Strong Buy

75

out of 100

Grade: B

Growth: 6.0Profit: 9.5Value: 8.0Quality: 7.0
Piotroski: 5/9Altman Z: 4.31

NBIS

Hold

43

out of 100

Grade: D

Growth: 8.0Profit: 3.0Value: 7.7Quality: 6.5
Piotroski: 5/9Altman Z: 1.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CARGUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$36.63

Current Price

$34.42

$2.21 discount

UndervaluedFair: $36.63Overvalued
NBISUndervalued (+52.2%)

Margin of Safety

+52.2%

Fair Value

$469.87

Current Price

$224.55

$245.32 discount

UndervaluedFair: $469.87Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CARG6 strengths · Avg: 9.0/10
Return on EquityProfitability
62.9%10/10

Every $100 of equity generates 63 in profit

EPS GrowthGrowth
141.0%10/10

Earnings expanding 141.0% YoY

Altman Z-ScoreHealth
4.3110/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.718/10

Growing faster than its price suggests

P/E RatioValuation
16.7x8/10

Attractively priced relative to earnings

Operating MarginProfitability
25.3%8/10

Strong operational efficiency at 25.3%

NBIS3 strengths · Avg: 9.0/10
Revenue GrowthGrowth
454.0%10/10

Revenue surging 454.0% year-over-year

Market CapQuality
$57.01B9/10

Large-cap with strong market position

PEG RatioValuation
0.538/10

Growing faster than its price suggests

Areas to Watch

CARG1 concerns · Avg: 4.0/10
Price/BookValuation
13.0x4/10

Trading at 13.0x book value

NBIS4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.6%3/10

ROE of 0.6% — below average capital efficiency

Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Free Cash FlowQuality
$-3.41B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CARG

The strongest argument for CARG centers on Return on Equity, EPS Growth, Altman Z-Score. Profitability is solid with margins at 18.2% and operating margin at 25.3%. Revenue growth of 13.1% demonstrates continued momentum.

Bull Case : NBIS

The strongest argument for NBIS centers on Revenue Growth, Market Cap, PEG Ratio. Revenue growth of 454.0% demonstrates continued momentum. PEG of 0.53 suggests the stock is reasonably priced for its growth.

Bear Case : CARG

The primary concerns for CARG are Price/Book.

Bear Case : NBIS

The primary concerns for NBIS are EPS Growth, Return on Equity, Profit Margin. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

CARG profiles as a mature stock while NBIS is a hypergrowth play — different risk/reward profiles.

NBIS carries more volatility with a beta of 1.44 — expect wider price swings.

NBIS is growing revenue faster at 454.0% — sustainability is the question.

CARG generates stronger free cash flow (94M), providing more financial flexibility.

Bottom Line

CARG scores higher overall (75/100 vs 43/100), backed by strong 18.2% margins and 13.1% revenue growth. NBIS offers better value entry with a 52.2% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CarGurus

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

CarGurus, Inc. operates an online automotive marketplace that connects buyers and sellers of new and used cars in the United States and internationally. The company is headquartered in Cambridge, Massachusetts.

Nebius Group N.V.

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Nebius Group N.V. (Ticker: NBIS) is an innovative technology firm that specializes in advanced digital solutions to enhance client engagement and operational efficiency across diverse sectors. By integrating cutting-edge cloud computing, artificial intelligence, and data analytics, Nebius enables businesses to adeptly manage the complexities of today's digital landscape. The company boasts a strong portfolio of intellectual property and strategic partnerships, positioning it favorably to capitalize on significant growth opportunities in the technology-driven marketplace. As such, Nebius presents a compelling investment opportunity for institutional investors seeking to gain exposure to pioneering solutions in the tech sector.

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