WallStSmart

Callaway Golf Company (CALY)vsLife Time Group Holdings Inc (LTH)

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Smart Verdict

WallStSmart Research — data-driven comparison

Life Time Group Holdings Inc generates 49% more annual revenue ($3.18B vs $2.13B). LTH leads profitability with a 13.0% profit margin vs -12.4%. LTH trades at a lower P/E of 23.2x. CALY earns a higher WallStSmart Score of 62/100 (C+).

CALY

Buy

62

out of 100

Grade: C+

Growth: 5.3Profit: 4.5Value: 6.7Quality: 6.5
Piotroski: 3/9Altman Z: 0.67

LTH

Buy

61

out of 100

Grade: C+

Growth: 8.0Profit: 6.5Value: 5.3Quality: 3.5
Piotroski: 5/9Altman Z: 0.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CALYUndervalued (+16.6%)

Margin of Safety

+16.6%

Fair Value

$18.05

Current Price

$15.46

$2.59 discount

UndervaluedFair: $18.05Overvalued

Intrinsic value data unavailable for LTH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CALY4 strengths · Avg: 9.3/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
262.1%10/10

Earnings expanding 262.1% YoY

Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.728/10

Growing faster than its price suggests

LTH2 strengths · Avg: 8.0/10
Price/BookValuation
2.8x8/10

Reasonable price relative to book value

EPS GrowthGrowth
40.6%8/10

Earnings expanding 40.6% YoY

Areas to Watch

CALY4 concerns · Avg: 3.5/10
P/E RatioValuation
36.0x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Return on EquityProfitability
2.2%3/10

ROE of 2.2% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

LTH3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.293/10

Elevated debt levels

Free Cash FlowQuality
$-53.70M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.822/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CALY

The strongest argument for CALY centers on Price/Book, EPS Growth, Debt/Equity. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bull Case : LTH

The strongest argument for LTH centers on Price/Book, EPS Growth. Revenue growth of 13.7% demonstrates continued momentum.

Bear Case : CALY

The primary concerns for CALY are P/E Ratio, Revenue Growth, Return on Equity.

Bear Case : LTH

The primary concerns for LTH are Debt/Equity, Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

CALY profiles as a turnaround stock while LTH is a value play — different risk/reward profiles.

LTH carries more volatility with a beta of 1.48 — expect wider price swings.

LTH is growing revenue faster at 13.7% — sustainability is the question.

CALY generates stronger free cash flow (238M), providing more financial flexibility.

Bottom Line

CALY scores higher overall (62/100 vs 61/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Callaway Golf Company

CONSUMER CYCLICAL · LEISURE · USA

Callaway Golf Company designs, manufactures, and sells golf equipment, golf and lifestyle apparel, and other accessories in the United States, Europe, Asia, and Internationally. The company is headquartered in Carlsbad, California.

Life Time Group Holdings Inc

CONSUMER CYCLICAL · LEISURE · USA

Life Time Group Holdings, Inc. offers health, fitness and wellness experiences to a community of individual members in the United States and Canada. The company is headquartered in Chanhassen, Minnesota.

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