WallStSmart

Camden National Corporation (CAC)vsMizuho Financial Group Inc. (MFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 1720679% more annual revenue ($4.02T vs $233.49M). CAC leads profitability with a 27.9% profit margin vs 26.1%. CAC trades at a lower P/E of 11.8x. MFG earns a higher WallStSmart Score of 74/100 (B).

CAC

Strong Buy

74

out of 100

Grade: B

Growth: 10.0Profit: 7.5Value: 8.3Quality: 6.0
Piotroski: 5/9Altman Z: 0.34

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CACUndervalued (+72.4%)

Margin of Safety

+72.4%

Fair Value

$179.71

Current Price

$46.74

$132.97 discount

UndervaluedFair: $179.71Overvalued
MFGUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$17.51

Current Price

$7.81

$9.70 discount

UndervaluedFair: $17.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CAC6 strengths · Avg: 9.5/10
P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Operating MarginProfitability
47.5%10/10

Strong operational efficiency at 47.5%

Revenue GrowthGrowth
39.2%10/10

Revenue surging 39.2% year-over-year

Profit MarginProfitability
27.9%9/10

Keeps 28 of every $100 in revenue as profit

EPS GrowthGrowth
33.8%8/10

Earnings expanding 33.8% YoY

MFG6 strengths · Avg: 9.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$92.84B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

Areas to Watch

CAC2 concerns · Avg: 2.5/10
Market CapQuality
$766.04M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
0.342/10

Distress zone — elevated risk

MFG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : CAC

The strongest argument for CAC centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 27.9% and operating margin at 47.5%. Revenue growth of 39.2% demonstrates continued momentum.

Bull Case : MFG

The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bear Case : CAC

The primary concerns for CAC are Market Cap, Altman Z-Score.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Key Dynamics to Monitor

CAC profiles as a growth stock while MFG is a mature play — different risk/reward profiles.

CAC carries more volatility with a beta of 0.61 — expect wider price swings.

CAC is growing revenue faster at 39.2% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CAC scores higher overall (74/100 vs 74/100), backed by strong 27.9% margins and 39.2% revenue growth. MFG offers better value entry with a 42.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Camden National Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Camden National Corporation is the banking holding company for Camden National Bank offering commercial and consumer banking products and services to consumer, institutional, municipal, non-profit and commercial clients. The company is headquartered in Camden, Maine.

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Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

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