Byline Bancorp Inc (BY)vsMizuho Financial Group Inc. (MFG)
BY
Byline Bancorp Inc
$31.08
-0.13%
FINANCIAL SERVICES · Cap: $1.39B
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 979916% more annual revenue ($4.02T vs $409.98M). BY leads profitability with a 31.7% profit margin vs 26.1%. BY trades at a lower P/E of 10.5x. MFG earns a higher WallStSmart Score of 74/100 (B).
BY
Buy62
out of 100
Grade: C+
MFG
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+59.0%
Fair Value
$79.76
Current Price
$31.08
$48.68 discount
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 44.1%
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : BY
The strongest argument for BY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.7% and operating margin at 44.1%.
Bull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bear Case : BY
The primary concerns for BY are Market Cap.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Key Dynamics to Monitor
BY carries more volatility with a beta of 0.84 — expect wider price swings.
BY is growing revenue faster at 9.5% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (74/100 vs 62/100), backed by strong 26.1% margins. BY offers better value entry with a 59.0% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Byline Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Byline Bancorp, Inc. is the banking holding company for Byline Bank offering a range of banking products and services to small and medium-sized businesses, commercial and financial real estate sponsors, and consumers in the United States. The company is headquartered in Chicago, Illinois.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?