Bridgewater Bancshares Inc (BWB)vsItau Unibanco Banco Holding SA (ITUB)
BWB
Bridgewater Bancshares Inc
$19.25
+0.89%
FINANCIAL SERVICES · Cap: $528.39M
ITUB
Itau Unibanco Banco Holding SA
$7.54
-0.56%
FINANCIAL SERVICES · Cap: $86.63B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 91096% more annual revenue ($138.19B vs $151.53M). BWB leads profitability with a 35.5% profit margin vs 33.3%. BWB appears more attractively valued with a PEG of 0.74. BWB earns a higher WallStSmart Score of 82/100 (A-).
BWB
Exceptional Buy82
out of 100
Grade: A-
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 36 of every $100 in revenue as profit
Strong operational efficiency at 55.2%
Revenue surging 46.2% year-over-year
Earnings expanding 87.1% YoY
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BWB
The strongest argument for BWB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 35.5% and operating margin at 55.2%. Revenue growth of 46.2% demonstrates continued momentum.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : BWB
The primary concerns for BWB are Market Cap, Altman Z-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
BWB profiles as a growth stock while ITUB is a declining play — different risk/reward profiles.
BWB carries more volatility with a beta of 0.58 — expect wider price swings.
BWB is growing revenue faster at 46.2% — sustainability is the question.
BWB generates stronger free cash flow (14M), providing more financial flexibility.
Bottom Line
BWB scores higher overall (82/100 vs 74/100), backed by strong 35.5% margins and 46.2% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bridgewater Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Bridgewater Bancshares, Inc. is the banking holding company for Bridgewater Bank providing banking products and services to commercial real estate investors, small business entrepreneurs and high net worth individuals in the United States. The company is headquartered in Saint Louis Park, Minnesota.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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