WallStSmart

Bank7 Corp (BSVN)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 29367% more annual revenue ($28.79B vs $97.70M). BSVN leads profitability with a 43.0% profit margin vs 14.1%. HIG trades at a lower P/E of 9.9x. HIG earns a higher WallStSmart Score of 77/100 (B+).

BSVN

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 8.0Value: 6.7Quality: 5.3
Piotroski: 3/9Altman Z: 0.54

HIG

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BSVN4 strengths · Avg: 9.5/10
P/E RatioValuation
11.0x10/10

Attractively priced relative to earnings

Profit MarginProfitability
43.0%10/10

Keeps 43 of every $100 in revenue as profit

Operating MarginProfitability
49.2%10/10

Strong operational efficiency at 49.2%

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

BSVN4 concerns · Avg: 2.5/10
Market CapQuality
$479.77M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-6.3%2/10

Revenue declined 6.3%

EPS GrowthGrowth
-25.0%2/10

Earnings declined 25.0%

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BSVN

The strongest argument for BSVN centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 43.0% and operating margin at 49.2%.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : BSVN

The primary concerns for BSVN are Market Cap, Piotroski F-Score, Revenue Growth.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Key Dynamics to Monitor

BSVN profiles as a declining stock while HIG is a value play — different risk/reward profiles.

BSVN carries more volatility with a beta of 0.92 — expect wider price swings.

HIG is growing revenue faster at 6.1% — sustainability is the question.

HIG generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (77/100 vs 50/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank7 Corp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Bank7 Corp. The company is headquartered in Oklahoma City, Oklahoma.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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