WallStSmart

Bank7 Corp (BSVN)vsHartford Financial Services Group (HIG)

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Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 30546% more annual revenue ($29.59B vs $96.54M). BSVN leads profitability with a 42.8% profit margin vs 15.6%. HIG trades at a lower P/E of 8.7x. HIG earns a higher WallStSmart Score of 79/100 (B+).

BSVN

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 8.0Value: 6.0Quality: 3.3
Piotroski: 3/9Altman Z: 0.54

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 6.0Profit: 7.5Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BSVN4 strengths · Avg: 9.0/10
Profit MarginProfitability
42.8%10/10

Keeps 43 of every $100 in revenue as profit

Operating MarginProfitability
59.4%10/10

Strong operational efficiency at 59.4%

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
8.7x10/10

Attractively priced relative to earnings

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.6%8/10

Strong operational efficiency at 22.6%

Areas to Watch

BSVN4 concerns · Avg: 2.5/10
Market CapQuality
$544.21M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-4.8%2/10

Revenue declined 4.8%

EPS GrowthGrowth
-6.2%2/10

Earnings declined 6.2%

HIG2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.9%4/10

3.9% revenue growth

Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BSVN

The strongest argument for BSVN centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 42.8% and operating margin at 59.4%.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.6% and operating margin at 22.6%. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : BSVN

The primary concerns for BSVN are Market Cap, Piotroski F-Score, Revenue Growth.

Bear Case : HIG

The primary concerns for HIG are Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

BSVN profiles as a declining stock while HIG is a value play — different risk/reward profiles.

BSVN carries more volatility with a beta of 0.87 — expect wider price swings.

HIG is growing revenue faster at 3.9% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HIG scores higher overall (79/100 vs 50/100), backed by strong 15.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank7 Corp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Bank7 Corp. The company is headquartered in Oklahoma City, Oklahoma.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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