Banco Santander Brasil SA ADR (BSBR)vsHDFC Bank Limited ADR (HDB)
BSBR
Banco Santander Brasil SA ADR
$5.24
-2.06%
FINANCIAL SERVICES · Cap: $39.53B
HDB
HDFC Bank Limited ADR
$23.41
-2.58%
FINANCIAL SERVICES · Cap: $122.21B
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 6097% more annual revenue ($2.83T vs $45.72B). BSBR leads profitability with a 28.2% profit margin vs 26.8%. BSBR appears more attractively valued with a PEG of 0.42. BSBR earns a higher WallStSmart Score of 70/100 (B-).
BSBR
Strong Buy70
out of 100
Grade: B-
HDB
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 43.0%
Generating 38.9B in free cash flow
Every $100 of equity generates 23 in profit
Keeps 28 of every $100 in revenue as profit
Strong operational efficiency at 40.5%
Generating 1.7T in free cash flow
Large-cap with strong market position
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
0.4% revenue growth
3.3% earnings growth
Elevated debt levels
Weak financial health signals
Trading at 9.7x book value
Elevated debt levels
Revenue declined 1.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : BSBR
The strongest argument for BSBR centers on PEG Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.2% and operating margin at 43.0%. PEG of 0.42 suggests the stock is reasonably priced for its growth.
Bull Case : HDB
The strongest argument for HDB centers on Operating Margin, Free Cash Flow, Market Cap. Profitability is solid with margins at 26.8% and operating margin at 40.5%. PEG of 1.01 suggests the stock is reasonably priced for its growth.
Bear Case : BSBR
The primary concerns for BSBR are Revenue Growth, EPS Growth, Debt/Equity.
Bear Case : HDB
The primary concerns for HDB are Price/Book, Debt/Equity, Revenue Growth.
Key Dynamics to Monitor
BSBR profiles as a value stock while HDB is a declining play — different risk/reward profiles.
HDB carries more volatility with a beta of 0.43 — expect wider price swings.
BSBR is growing revenue faster at 0.4% — sustainability is the question.
HDB generates stronger free cash flow (1.7T), providing more financial flexibility.
Bottom Line
BSBR scores higher overall (70/100 vs 68/100), backed by strong 28.2% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Banco Santander Brasil SA ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Banco Santander (Brasil) SA offers various banking products and services to individuals, small and medium-sized companies and corporate clients in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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